Updated November 2026 · Offer source
vs rivals: GMC Canyon $472/mo · Chevrolet Colorado $510/mo · Nissan Frontier $554/mo
Graded on true cost as a percent of MSRP, against other midsize pickups. This lease is 0.99%. How we grade
How $279 becomes $390
- The ad says $279 a month, and it also asks for $4,278 at signing.
- $279 of that is your first payment. The other $3,999 is extra money that you pay up front.
- Spread across the 36 months of the lease, $3,999 is $111 a month.
Every offer, ranked by true cost
| Trim | Advertised | Due | Term | True cost | Grade |
|---|---|---|---|---|---|
2026 SR5 2WD Double Cab SR5 L4 8AT MSRP $39,450 | $279 | $4,278 | 36 mo | $390 | B+ |
2027 SR5 2WD Double Cab SR5 L4 8AT MSRP $39,970 | $339 | $4,338 | 36 mo | $450 | B |
2026 TRD Sport i-FORCE MAX 4WD Double Cab TRD SPORT Hybrid 8AT MSRP $49,080 | $409 | $4,408 | 36 mo | $520 | B |
2027 TRD Sport i-FORCE MAX 4WD Double Cab TRD SPORT Hybrid 8AT MSRP $49,600 | $449 | $4,448 | 36 mo | $560 | C+ |
The math for the 2026 SR5
- Due at signing, with payment 1 in it
- $4,278
- 35 more payments of $279
- $9,765
- Total for 36 months
- $14,043
- True cost each month
- $390
- Cost for each mile, with 30,000 miles allowed
- $0.47
- Interest rate inside the lease, from a money factor of 0.0029
- 6.96%
- Price to buy the car when the lease ends
- $31,955
Tax, title, license, and dealer fees are extra. Try your own numbers
The offer ends November 30, 2026. See the offer page
Graded on true cost as a percent of MSRP, against other midsize pickups. This lease is 0.97%. How we grade
How $299 becomes $394
- The ad says $299 a month, and it also asks for $3,999 at signing.
- $299 of that is your first payment. The other $3,700 is extra money that you pay up front.
- Spread across the 39 months of the lease, $3,700 is $95 a month.
Every offer, ranked by true cost
| Trim | Advertised | Due | Term | True cost | Grade |
|---|---|---|---|---|---|
2026 SR5 2WD Double Cab SR5 L4 8AT MSRP $40,395 | $299 | $3,999 | 39 mo | $394 | A |
2026 TRD Off-Road i-FORCE MAX 4WD Double Cab TRD OFF RD Hybrid 8AT MSRP $52,148 | $459 | $3,999 | 39 mo | $550 | B |
The math for the 2026 SR5
- Due at signing, with payment 1 in it
- $3,999
- 38 more payments of $299
- $11,362
- Total for 39 months
- $15,361
- True cost each month
- $394
- Cost for each mile, with 32,500 miles allowed
- $0.47
- Interest rate inside the lease, from a money factor of 0.00246
- 5.90%
- Price to buy the car when the lease ends
- $31,104
Tax, title, license, and dealer fees are extra. Try your own numbers
The offer ends November 30, 2026. See the offer page
Graded on true cost as a percent of MSRP, against other midsize pickups. This lease is 0.89%. How we grade
How $379 becomes $379
Nothing more than a payment is due at signing, so this lease costs what the ad says.
Every offer, ranked by true cost
| Trim | Advertised | Due | Term | True cost | Grade |
|---|---|---|---|---|---|
2026 SR5 4WD Double Cab SR5 L4 8AT MSRP $42,749 | $379 | $379 | 39 mo | $379 | A+ |
2026 TRD Sport 4WD Double Cab TRD SPORT L4 8AT MSRP $46,044 | $319 | $4,999 | 39 mo | $439 | A |
2026 TRD Off-Road 4WD Double Cab TRD OFF RD L4 8AT MSRP $46,344 | $339 | $4,999 | 39 mo | $458 | B+ |
2026 TRD Off-Road i-FORCE MAX 4WD Double Cab TRD OFF RD Hybrid 8AT MSRP $51,009 | $399 | $4,999 | 39 mo | $517 | B+ |
The math for the 2026 SR5
- Due at signing, with payment 1 in it
- $379
- 38 more payments of $379
- $14,402
- Total for 39 months
- $14,781
- True cost each month
- $379
- Cost for each mile, with 32,500 miles allowed
- $0.46
- Interest rate inside the lease, from a money factor of 0.00246
- 5.90%
- Price to buy the car when the lease ends
- $32,917
- Lease cash already in the payment
- $500
Tax, title, license, and dealer fees are extra. Try your own numbers
The offer ends November 30, 2026. See the offer page
Graded on true cost as a percent of MSRP, against other midsize pickups. This lease is 0.94%. How we grade
How $279 becomes $374
- The ad says $279 a month, and it also asks for $3,999 at signing.
- $279 of that is your first payment. The other $3,720 is extra money that you pay up front.
- Spread across the 39 months of the lease, $3,720 is $95 a month.
Every offer, ranked by true cost
| Trim | Advertised | Due | Term | True cost | Grade |
|---|---|---|---|---|---|
2026 SR5 2WD Double Cab SR5 L4 8AT MSRP $39,649 | $279 | $3,999 | 39 mo | $374 | A+ |
2026 SR5 4WD Double Cab SR5 L4 8AT MSRP $42,849 | $309 | $3,999 | 39 mo | $404 | A+ |
2026 SR5 2WD Double Cab SR5 L4 8AT MSRP $39,649 | $249 | $3,999 | 24 mo | $405 | B+ |
2026 SR5 4WD Double Cab SR5 L4 8AT MSRP $42,849 | $299 | $3,999 | 24 mo | $453 | B |
2026 TRD Off-Road i-FORCE MAX 4WD Double Cab TRD OFF RD Hybrid 8AT MSRP $51,009 | $459 | $3,999 | 39 mo | $550 | B |
The math for the 2026 SR5
- Due at signing, with payment 1 in it
- $3,999
- 38 more payments of $279
- $10,602
- Total for 39 months
- $14,601
- True cost each month
- $374
- Cost for each mile, with 39,000 miles allowed
- $0.37
- Interest rate inside the lease, from a money factor of 0.00246
- 5.90%
- Price to buy the car when the lease ends
- $30,133
Tax, title, license, and dealer fees are extra. Try your own numbers
The offer ends November 30, 2026. See the offer page
Graded on true cost as a percent of MSRP, against other midsize pickups. This lease is 0.96%. How we grade
How $319 becomes $413
- The ad says $319 a month, and it also asks for $3,999 at signing.
- $319 of that is your first payment. The other $3,680 is extra money that you pay up front.
- Spread across the 39 months of the lease, $3,680 is $94 a month.
Every offer, ranked by true cost
| Trim | Advertised | Due | Term | True cost | Grade |
|---|---|---|---|---|---|
2026 SR5 4WD Double Cab SR5 L4 8AT MSRP $42,849 | $319 | $3,999 | 39 mo | $413 | A |
2026 TRD Off-Road 4WD Double Cab TRD OFF RD L4 8AT MSRP $45,560 | $399 | $3,999 | 39 mo | $491 | B |
2026 TRD Off-Road i-FORCE MAX 4WD Double Cab TRD OFF RD Hybrid 8AT MSRP $50,064 | $459 | $3,999 | 39 mo | $550 | B |
The math for the 2026 SR5
- Due at signing, with payment 1 in it
- $3,999
- 38 more payments of $319
- $12,122
- Total for 39 months
- $16,121
- True cost each month
- $413
- Cost for each mile, with 32,500 miles allowed
- $0.50
- Interest rate inside the lease, from a money factor of 0.00246
- 5.90%
- Price to buy the car when the lease ends
- $32,994
Tax, title, license, and dealer fees are extra. Try your own numbers
The offer ends November 30, 2026. See the offer page
Graded on true cost as a percent of MSRP, against other midsize pickups. This lease is 0.94%. How we grade
How $279 becomes $374
- The ad says $279 a month, and it also asks for $3,999 at signing.
- $279 of that is your first payment. The other $3,720 is extra money that you pay up front.
- Spread across the 39 months of the lease, $3,720 is $95 a month.
Every offer, ranked by true cost
| Trim | Advertised | Due | Term | True cost | Grade |
|---|---|---|---|---|---|
2026 SR5 2WD Double Cab SR5 L4 8AT MSRP $39,979 | $279 | $3,999 | 39 mo | $374 | A+ |
2026 SR5 2WD Double Cab SR5 L4 8AT MSRP $40,179 | $279 | $3,999 | 36 mo | $382 | A |
2026 SR5 4WD Double Cab SR5 L4 8AT MSRP $43,264 | $309 | $3,999 | 39 mo | $404 | A+ |
2026 SR 2WD Double Cab SR L4 8AT MSRP $36,903 | $309 | $3,999 | 36 mo | $412 | B |
2026 SR5 2WD Double Cab SR5 L4 8AT MSRP $40,064 | $259 | $3,999 | 24 mo | $415 | B |
2026 SR5 4WD Double Cab SR5 L4 8AT MSRP $44,064 | $319 | $3,999 | 36 mo | $421 | A |
2026 TRD Sport 2WD Double Cab TRD SPORT L4 8AT MSRP $44,343 | $339 | $3,999 | 39 mo | $433 | A |
2026 TRD Sport 2WD Double Cab TRD SPORT L4 8AT MSRP $44,343 | $339 | $3,999 | 36 mo | $441 | B+ |
2026 SR5 4WD Double Cab SR5 L4 8AT MSRP $43,264 | $289 | $3,999 | 24 mo | $444 | B |
2026 TRD Sport 4WD Double Cab TRD SPORT L4 6MT MSRP $45,219 | $379 | $3,999 | 24 mo | $530 | C+ |
2026 TRD Sport i-FORCE MAX 4WD Double Cab TRD SPORT Hybrid 8AT MSRP $51,114 | $439 | $3,999 | 39 mo | $530 | B |
2026 TRD Sport i-FORCE MAX 4WD Double Cab TRD SPORT Hybrid 8AT MSRP $51,848 | $449 | $3,999 | 36 mo | $548 | B |
The math for the 2026 SR5
- Due at signing, with payment 1 in it
- $3,999
- 38 more payments of $279
- $10,602
- Total for 39 months
- $14,601
- True cost each month
- $374
- Cost for each mile, with 39,000 miles allowed
- $0.37
- Interest rate inside the lease, from a money factor of 0.00246
- 5.90%
- Price to buy the car when the lease ends
- $30,384
Tax, title, license, and dealer fees are extra. Try your own numbers
The offer ends November 30, 2026. See the offer page
Graded on true cost as a percent of MSRP, against other midsize pickups. This lease is 0.92%. How we grade
How $299 becomes $394
- The ad says $299 a month, and it also asks for $3,999 at signing.
- $299 of that is your first payment. The other $3,700 is extra money that you pay up front.
- Spread across the 39 months of the lease, $3,700 is $95 a month.
Every offer, ranked by true cost
| Trim | Advertised | Due | Term | True cost | Grade |
|---|---|---|---|---|---|
2026 SR5 4WD Double Cab SR5 L4 8AT MSRP $42,849 | $299 | $3,999 | 39 mo | $394 | A+ |
2026 TRD Sport 4WD Double Cab TRD SPORT L4 8AT MSRP $45,525 | $359 | $3,999 | 39 mo | $452 | B+ |
2026 TRD Sport i-FORCE MAX 4WD Double Cab TRD SPORT Hybrid 8AT MSRP $50,709 | $419 | $3,999 | 39 mo | $511 | B+ |
The math for the 2026 SR5
- Due at signing, with payment 1 in it
- $3,999
- 38 more payments of $299
- $11,362
- Total for 39 months
- $15,361
- True cost each month
- $394
- Cost for each mile, with 32,500 miles allowed
- $0.47
- Interest rate inside the lease, from a money factor of 0.00246
- 5.90%
- Price to buy the car when the lease ends
- $32,994
Tax, title, license, and dealer fees are extra. Try your own numbers
The offer ends November 30, 2026. See the offer page
Graded on true cost as a percent of MSRP, against other midsize pickups. This lease is 0.91%. How we grade
How $299 becomes $394
- The ad says $299 a month, and it also asks for $3,999 at signing.
- $299 of that is your first payment. The other $3,700 is extra money that you pay up front.
- Spread across the 39 months of the lease, $3,700 is $95 a month.
Every offer, ranked by true cost
| Trim | Advertised | Due | Term | True cost | Grade |
|---|---|---|---|---|---|
2026 SR5 4WD Double Cab SR5 L4 8AT MSRP $43,434 | $299 | $3,999 | 39 mo | $394 | A+ |
2026 TRD Off-Road 4WD Double Cab TRD OFF RD L4 8AT MSRP $51,638 | $439 | $3,999 | 39 mo | $530 | B |
2026 TRD Off-Road i-FORCE MAX 4WD Double Cab TRD OFF RD Hybrid 8AT MSRP $52,137 | $459 | $3,999 | 39 mo | $550 | B |
The math for the 2026 SR5
- Due at signing, with payment 1 in it
- $3,999
- 38 more payments of $299
- $11,362
- Total for 39 months
- $15,361
- True cost each month
- $394
- Cost for each mile, with 32,500 miles allowed
- $0.47
- Interest rate inside the lease, from a money factor of 0.00246
- 5.90%
- Price to buy the car when the lease ends
- $33,444
Tax, title, license, and dealer fees are extra. Try your own numbers
The offer ends November 30, 2026. See the offer page
Graded on true cost as a percent of MSRP, against other midsize pickups. This lease is 0.92%. How we grade
How $319 becomes $399
- The ad says $319 a month, and it also asks for $3,429 at signing.
- $319 of that is your first payment. The other $3,110 is extra money that you pay up front.
- Spread across the 39 months of the lease, $3,110 is $80 a month.
Every offer, ranked by true cost
| Trim | Advertised | Due | Term | True cost | Grade |
|---|---|---|---|---|---|
2026 SR5 4WD Double Cab SR5 L4 8AT MSRP $43,519 | $319 | $3,429 | 39 mo | $399 | A+ |
2026 TRD Sport 4WD Double Cab TRD SPORT L4 8AT MSRP $45,559 | $379 | $3,429 | 39 mo | $457 | B+ |
2026 TRD Sport i-FORCE MAX 4WD Double Cab TRD SPORT Hybrid 8AT MSRP $50,439 | $439 | $3,429 | 39 mo | $516 | B+ |
The math for the 2026 SR5
- Due at signing, with payment 1 in it
- $3,429
- 38 more payments of $319
- $12,122
- Total for 39 months
- $15,551
- True cost each month
- $399
- Cost for each mile, with 32,500 miles allowed
- $0.48
- Interest rate inside the lease, from a money factor of 0.00246
- 5.90%
- Price to buy the car when the lease ends
- $33,510
Tax, title, license, and dealer fees are extra. Try your own numbers
The offer ends November 30, 2026. See the offer page
Graded on true cost as a percent of MSRP, against other midsize pickups. This lease is 0.88%. How we grade
How $379 becomes $379
Nothing more than a payment is due at signing, so this lease costs what the ad says.
Every offer, ranked by true cost
| Trim | Advertised | Due | Term | True cost | Grade |
|---|---|---|---|---|---|
2026 SR5 4WD Double Cab SR5 L4 8AT MSRP $42,954 | $379 | $379 | 39 mo | $379 | A+ |
2026 TRD Off-Road i-FORCE MAX 4WD Double Cab TRD OFF RD Hybrid 8AT MSRP $50,164 | $399 | $3,999 | 39 mo | $491 | B+ |
The math for the 2026 SR5
- Due at signing, with payment 1 in it
- $379
- 38 more payments of $379
- $14,402
- Total for 39 months
- $14,781
- True cost each month
- $379
- Cost for each mile, with 32,500 miles allowed
- $0.46
- Interest rate inside the lease, from a money factor of 0.00246
- 5.90%
- Price to buy the car when the lease ends
- $33,075
Tax, title, license, and dealer fees are extra. Try your own numbers
The offer ends November 30, 2026. See the offer page
Graded on true cost as a percent of MSRP, against other midsize pickups. This lease is 0.95%. How we grade
How $299 becomes $420
- The ad says $299 a month, and it also asks for $4,999 at signing.
- $299 of that is your first payment. The other $4,700 is extra money that you pay up front.
- Spread across the 39 months of the lease, $4,700 is $121 a month.
Every offer, ranked by true cost
| Trim | Advertised | Due | Term | True cost | Grade |
|---|---|---|---|---|---|
2026 SR5 4WD Double Cab SR5 L4 8AT MSRP $44,305 | $299 | $4,999 | 39 mo | $420 | A |
The math for the 2026 SR5
- Due at signing, with payment 1 in it
- $4,999
- 38 more payments of $299
- $11,362
- Total for 39 months
- $16,361
- True cost each month
- $420
- Cost for each mile, with 32,500 miles allowed
- $0.50
- Interest rate inside the lease, from a money factor of 0.00246
- 5.90%
- Price to buy the car when the lease ends
- $34,115
Tax, title, license, and dealer fees are extra. Try your own numbers
The offer ends November 30, 2026. See the offer page
Graded on true cost as a percent of MSRP, against other midsize pickups. This lease is 0.94%. How we grade
How $309 becomes $404
- The ad says $309 a month, and it also asks for $3,999 at signing.
- $309 of that is your first payment. The other $3,690 is extra money that you pay up front.
- Spread across the 39 months of the lease, $3,690 is $95 a month.
Every offer, ranked by true cost
| Trim | Advertised | Due | Term | True cost | Grade |
|---|---|---|---|---|---|
2026 SR5 4WD Double Cab SR5 L4 8AT MSRP $42,849 | $309 | $3,999 | 39 mo | $404 | A+ |
2026 TRD Off-Road i-FORCE MAX 4WD Double Cab TRD OFF RD Hybrid 8AT MSRP $51,174 | $459 | $3,999 | 39 mo | $550 | B |
The math for the 2026 SR5
- Due at signing, with payment 1 in it
- $3,999
- 38 more payments of $309
- $11,742
- Total for 39 months
- $15,741
- True cost each month
- $404
- Cost for each mile, with 39,000 miles allowed
- $0.40
- Interest rate inside the lease, from a money factor of 0.00246
- 5.90%
- Price to buy the car when the lease ends
- $32,565
Tax, title, license, and dealer fees are extra. Try your own numbers
The offer ends November 30, 2026. See the offer page
How the Toyota Tacoma lease changed
Since October 12, 2026, the true cost went down by $10 a month, from $400 to $390.
- October 12, 2026: $289/mo, $4,278 due, 36 mo
- $400
- October 17, 2026: $289/mo, $4,278 due, 36 mo
- $400
- October 31, 2026: $279/mo, $4,278 due, 36 mo
- $390
- November 5, 2026: $279/mo, $4,278 due, 36 mo
- $390
- November 11, 2026: $279/mo, $4,278 due, 36 mo
- $390
Each line is the best offer where most regions share it, on the day that we collected the offers.
How it ranks among midsize pickups
The Toyota Tacoma has the 1st lowest true cost of 6 midsize pickups with an advertised lease this month. No lease in the class costs less.
The middle true cost in the class is $491 a month, and the Toyota Tacoma costs $101 less. Each month it costs 0.99% of its MSRP, and the middle of the class is 1.27%.
The best Tacoma lease in each region
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