Updated November 2026 · Offer source
vs rivals: Chevrolet Colorado $510/mo · Toyota Tacoma $390/mo · GMC Canyon $472/mo
Graded on true cost as a percent of MSRP, against other midsize pickups. This lease is 1.48%. How we grade
How $339 becomes $441
- The ad says $339 a month, and it also asks for $3,999 at signing.
- $339 of that is your first payment. The other $3,660 is extra money that you pay up front.
- Spread across the 36 months of the lease, $3,660 is $102 a month.
Every offer, ranked by true cost
| Trim | Advertised | Due | Term | True cost | Grade |
|---|---|---|---|---|---|
2026 SE FWD MSRP $29,750 | $339 | $3,999 | 36 mo | $441 | D |
2027 SE FWD MSRP $30,300 | $349 | $3,999 | 36 mo | $450 | D |
2026 SEL FWD MSRP $31,400 | $379 | $3,999 | 36 mo | $480 | F |
2027 SEL ACTIVITY FWD MSRP $34,700 | $459 | $3,999 | 36 mo | $557 | F |
The math for the 2026 SE
- Due at signing, with payment 1 in it
- $3,999
- 35 more payments of $339
- $11,865
- Total for 36 months
- $15,864
- True cost each month
- $441
- Cost for each mile, with 30,000 miles allowed
- $0.53
- Lease cash already in the payment
- $1,250
Tax, title, license, and dealer fees are extra. Try your own numbers
The offer ends November 30, 2026. See the offer page
Graded on true cost as a percent of MSRP, against other midsize pickups. This lease is 1.08%. How we grade
How $339 becomes $339
Nothing more than a payment is due at signing, so this lease costs what the ad says.
Every offer, ranked by true cost
| Trim | Advertised | Due | Term | True cost | Grade |
|---|---|---|---|---|---|
2026 SE AWD MSRP $31,250 | $339 | $0 | 36 mo | $339 | B |
2027 SE FWD MSRP $30,300 | $349 | $3,999 | 36 mo | $450 | D |
2026 SEL FWD MSRP $31,400 | $379 | $3,999 | 36 mo | $480 | F |
2027 SEL ACTIVITY FWD MSRP $34,700 | $459 | $3,999 | 36 mo | $557 | F |
The math for the 2026 SE
- Due at signing
- $0
- 36 payments of $339
- $12,204
- Total for 36 months
- $12,204
- True cost each month
- $339
Tax, title, license, and dealer fees are extra. Try your own numbers
The offer ends November 30, 2026. See the offer page
Graded on true cost as a percent of MSRP, against other midsize pickups. This lease is 1.02%. How we grade
How $319 becomes $319
Nothing more than a payment is due at signing, so this lease costs what the ad says.
Every offer, ranked by true cost
| Trim | Advertised | Due | Term | True cost | Grade |
|---|---|---|---|---|---|
2026 SE AWD MSRP $31,250 | $319 | $0 | 36 mo | $319 | B+ |
2027 SE FWD MSRP $30,300 | $329 | $3,999 | 36 mo | $431 | D |
2026 SEL FWD MSRP $31,400 | $359 | $3,999 | 36 mo | $460 | D |
2027 SEL ACTIVITY FWD MSRP $34,700 | $439 | $3,999 | 36 mo | $538 | F |
The math for the 2026 SE
- Due at signing
- $0
- 36 payments of $319
- $11,484
- Total for 36 months
- $11,484
- True cost each month
- $319
Tax, title, license, and dealer fees are extra. Try your own numbers
The offer ends November 30, 2026. See the offer page
How the Hyundai Santa Cruz lease changed
Since October 12, 2026, the true cost stayed at $441 a month.
- October 12, 2026: $339/mo, $3,999 due, 36 mo
- $441
- October 17, 2026: $339/mo, $3,999 due, 36 mo
- $441
- October 31, 2026: $339/mo, $3,999 due, 36 mo
- $441
- November 5, 2026: $339/mo, $3,999 due, 36 mo
- $441
- November 11, 2026: $339/mo, $3,999 due, 36 mo
- $441
Each line is the best offer where most regions share it, on the day that we collected the offers.
How it ranks among midsize pickups
The Hyundai Santa Cruz has the 2nd lowest true cost of 6 midsize pickups with an advertised lease this month. The lowest is the Toyota Tacoma at $390 a month.
The middle true cost in the class is $491 a month, and the Hyundai Santa Cruz costs $50 less. Each month it costs 1.48% of its MSRP, and the middle of the class is 1.27%.
The best Santa Cruz lease in each region
Similar midsize pickups
