Is the Toyota Land Cruiser lease a good deal?

Advertised at $629/mo, the Toyota Land Cruiser truly costs about $715/mo once the $3,999 due at signing is spread across the 39-month term. We grade it B+.

What is the real monthly cost of the Toyota Land Cruiser lease?

About $715 per month, versus the $629 advertised payment.

Toyota Land Cruiser Lease Deals: $629/mo, True Cost $715/mo (November 2026)

Name: Toyota Land Cruiser lease
Brand: Toyota
Price: 629 USD
Availability: InStock

Updated November 2026 · Offer source

Advertised$629/mo

Due at signing$3,999

Term39 months

True cost$715/mo

GradeB+

Offer endsNovember 30, 2026

vs rivals: Nissan Armada $957/mo · Jeep Grand Wagoneer $964/mo · GMC Yukon $1,053/mo

All 33 midsize and large SUVs with a lease, ranked →

B+

Deal grade

Advertised

$629/mo

True cost

$715/mo

Graded on true cost as a percent of MSRP, against other midsize and large SUVs. This lease is 1.05%. How we grade

How $629 becomes $715

The ad says $629 a month, and it also asks for $3,999 at signing.
$629 of that is your first payment. The other $3,370 is extra money that you pay up front.
Spread across the 39 months of the lease, $3,370 is $86 a month.

$629advertised payment

$86up-front money, each month

$715true cost a month

$3,999

Due at signing

39 mo

Term

$27,901

Total cost

1.05%

Of MSRP each month

Every offer, ranked by true cost

Trim	Advertised	Due	Term	True cost	Grade
2027 Land Cruiser 4WD Wagon L. CRUISER Hybrid 8AT-F MSRP $68,180	$629	$3,999	39 mo	$715	B+

The math for the 2027 Land Cruiser

Due at signing, with payment 1 in it: $3,999
38 more payments of $629: $23,902
Total for 39 months: $27,901
True cost each month: $715
Cost for each mile, with 39,000 miles allowed: $0.71
Interest rate inside the lease, from a money factor of 0.00304: 7.30%
Price to buy the car when the lease ends: $50,453

Tax, title, license, and dealer fees are extra. Try your own numbers

The offer ends November 30, 2026. See the offer page

B+

Deal grade

Advertised

$529/mo

True cost

$618/mo

Graded on true cost as a percent of MSRP, against other midsize and large SUVs. This lease is 0.99%. How we grade

How $529 becomes $618

The ad says $529 a month, and it also asks for $3,999 at signing.
$529 of that is your first payment. The other $3,470 is extra money that you pay up front.
Spread across the 39 months of the lease, $3,470 is $89 a month.

$529advertised payment

$89up-front money, each month

$618true cost a month

$3,999

Due at signing

39 mo

Term

$24,101

Total cost

0.99%

Of MSRP each month

Every offer, ranked by true cost

Trim	Advertised	Due	Term	True cost	Grade
2027 Land Cruiser 1958 4WD Wagon 1958 Hybrid 8AT-F MSRP $62,176	$529	$3,999	39 mo	$618	B+
2027 Land Cruiser 1958 4WD Wagon 1958 Hybrid 8AT-F MSRP $62,176	$529	$3,999	36 mo	$625	B+

The math for the 2027 Land Cruiser 1958

Due at signing, with payment 1 in it: $3,999
38 more payments of $529: $20,102
Total for 39 months: $24,101
True cost each month: $618
Cost for each mile, with 39,000 miles allowed: $0.62
Interest rate inside the lease, from a money factor of 0.00304: 7.30%
Price to buy the car when the lease ends: $47,254

Tax, title, license, and dealer fees are extra. Try your own numbers

The offer ends November 30, 2026. See the offer page

Deal grade

Advertised

$499/mo

True cost

$589/mo

Graded on true cost as a percent of MSRP, against other midsize and large SUVs. This lease is 0.97%. How we grade

How $499 becomes $589

The ad says $499 a month, and it also asks for $3,999 at signing.
$499 of that is your first payment. The other $3,500 is extra money that you pay up front.
Spread across the 39 months of the lease, $3,500 is $90 a month.

$499advertised payment

$90up-front money, each month

$589true cost a month

$3,999

Due at signing

39 mo

Term

$22,961

Total cost

0.97%

Of MSRP each month

Every offer, ranked by true cost

Trim	Advertised	Due	Term	True cost	Grade
2027 Land Cruiser 1958 4WD Wagon 1958 Hybrid 8AT-F MSRP $60,451	$499	$3,999	39 mo	$589	A

The math for the 2027 Land Cruiser 1958

Due at signing, with payment 1 in it: $3,999
38 more payments of $499: $18,962
Total for 39 months: $22,961
True cost each month: $589
Cost for each mile, with 32,500 miles allowed: $0.71
Interest rate inside the lease, from a money factor of 0.00304: 7.30%
Price to buy the car when the lease ends: $46,547

Tax, title, license, and dealer fees are extra. Try your own numbers

The offer ends November 30, 2026. See the offer page

Deal grade

Advertised

$489/mo

True cost

$581/mo

Graded on true cost as a percent of MSRP, against other midsize and large SUVs. This lease is 0.96%. How we grade

How $489 becomes $581

The ad says $489 a month, and it also asks for $4,059 at signing.
$489 of that is your first payment. The other $3,570 is extra money that you pay up front.
Spread across the 39 months of the lease, $3,570 is $92 a month.

$489advertised payment

$92up-front money, each month

$581true cost a month

$4,059

Due at signing

39 mo

Term

$22,641

Total cost

0.96%

Of MSRP each month

Every offer, ranked by true cost

Trim	Advertised	Due	Term	True cost	Grade
2027 Land Cruiser 1958 4WD Wagon 1958 Hybrid 8AT-F MSRP $60,263	$489	$4,059	39 mo	$581	A

The math for the 2027 Land Cruiser 1958

Due at signing, with payment 1 in it: $4,059
38 more payments of $489: $18,582
Total for 39 months: $22,641
True cost each month: $581
Cost for each mile, with 32,500 miles allowed: $0.70
Interest rate inside the lease, from a money factor of 0.00304: 7.30%
Price to buy the car when the lease ends: $46,403

Tax, title, license, and dealer fees are extra. Try your own numbers

The offer ends November 30, 2026. See the offer page

Deal grade

Advertised

$479/mo

True cost

$569/mo

Graded on true cost as a percent of MSRP, against other midsize and large SUVs. This lease is 0.95%. How we grade

How $479 becomes $569

The ad says $479 a month, and it also asks for $3,999 at signing.
$479 of that is your first payment. The other $3,520 is extra money that you pay up front.
Spread across the 39 months of the lease, $3,520 is $90 a month.

$479advertised payment

$90up-front money, each month

$569true cost a month

$3,999

Due at signing

39 mo

Term

$22,201

Total cost

0.95%

Of MSRP each month

Every offer, ranked by true cost

Trim	Advertised	Due	Term	True cost	Grade
2027 Land Cruiser 1958 4WD Wagon 1958 Hybrid 8AT-F MSRP $59,923	$479	$3,999	39 mo	$569	A

The math for the 2027 Land Cruiser 1958

Due at signing, with payment 1 in it: $3,999
38 more payments of $479: $18,202
Total for 39 months: $22,201
True cost each month: $569
Cost for each mile, with 32,500 miles allowed: $0.68
Interest rate inside the lease, from a money factor of 0.00304: 7.30%
Price to buy the car when the lease ends: $46,141

Tax, title, license, and dealer fees are extra. Try your own numbers

The offer ends November 30, 2026. See the offer page

How the Toyota Land Cruiser lease changed

Since October 12, 2026, the true cost went up by $140 a month, from $575 to $715.

October 12, 2026: $449/mo, $4,999 due, 36 mo: $575
October 17, 2026: $449/mo, $4,999 due, 36 mo: $575
October 31, 2026: $449/mo, $4,999 due, 36 mo: $575
November 5, 2026: $629/mo, $3,999 due, 39 mo: $715
November 11, 2026: $629/mo, $3,999 due, 39 mo: $715

Each line is the best offer where most regions share it, on the day that we collected the offers.

How it ranks among midsize and large SUVs

The Toyota Land Cruiser has the 25th lowest true cost of 33 midsize and large SUVs with an advertised lease this month. The lowest is the Subaru Outback at $410 a month.

The middle true cost in the class is $566 a month, and the Toyota Land Cruiser costs $150 more. Each month it costs 1.05% of its MSRP, and the middle of the class is 1.26%.

The best Land Cruiser lease in each regionPhoenix and 2 more regions$629/mo, $3,999 due$715B+
Los Angeles and 1 more region$529/mo, $3,999 due$618B+
Chicago and 1 more region$499/mo, $3,999 due$589A
St. Louis and 1 more region$489/mo, $4,059 due$581A
New York$479/mo, $3,999 due$569A
Dallas and 19 more regionsNo advertised lease