Is the Subaru Outback lease a good deal?

Advertised at $299/mo, the Subaru Outback truly costs about $410/mo once the $4,298 due at signing is spread across the 36-month term. We grade it B.

What is the real monthly cost of the Subaru Outback lease?

About $410 per month, versus the $299 advertised payment.

Subaru Outback Lease Deals: $299/mo, True Cost $410/mo (November 2026)

Name: Subaru Outback lease
Brand: Subaru
Price: 299 USD
Availability: InStock

Updated November 2026 · Offer source

Advertised$299/mo

Due at signing$4,298

Term36 months

True cost$410/mo

GradeB

Offer endsNovember 30, 2026

vs rivals: Chevrolet Blazer $562/mo · Hyundai Santa Fe $412/mo · Hyundai Palisade $489/mo

All 33 midsize and large SUVs with a lease, ranked →

Deal grade

Advertised

$299/mo

True cost

$410/mo

Graded on true cost as a percent of MSRP, against other midsize and large SUVs. This lease is 1.13%. How we grade

How $299 becomes $410

The ad says $299 a month, and it also asks for $4,298 at signing.
$299 of that is your first payment. The other $3,999 is extra money that you pay up front.
Spread across the 36 months of the lease, $3,999 is $111 a month.

$299advertised payment

$111up-front money, each month

$410true cost a month

$4,298

Due at signing

36 mo

Term

$14,763

Total cost

1.13%

Of MSRP each month

Every offer, ranked by true cost

Trim	Advertised	Due	Term	True cost	Grade
2026 Premium MSRP $36,445	$299	$4,298	36 mo	$410	B
2027 Base MSRP $34,540	$365	$3,864	36 mo	$462	C

The math for the 2026 Premium

Due at signing, with payment 1 in it: $4,298
35 more payments of $299: $10,465
Total for 36 months: $14,763
True cost each month: $410
Cost for each mile, with 30,000 miles allowed: $0.49

Tax, title, license, and dealer fees are extra. Try your own numbers

The offer ends November 30, 2026. See the offer page

B+

Deal grade

Advertised

$285/mo

True cost

$396/mo

Graded on true cost as a percent of MSRP, against other midsize and large SUVs. This lease is 1.09%. How we grade

How $285 becomes $396

The ad says $285 a month, and it also asks for $4,284 at signing.
$285 of that is your first payment. The other $3,999 is extra money that you pay up front.
Spread across the 36 months of the lease, $3,999 is $111 a month.

$285advertised payment

$111up-front money, each month

$396true cost a month

$4,284

Due at signing

36 mo

Term

$14,259

Total cost

1.09%

Of MSRP each month

Every offer, ranked by true cost

Trim	Advertised	Due	Term	True cost	Grade
2026 Premium MSRP $36,445	$285	$4,284	36 mo	$396	B+
2027 Base MSRP $34,540	$365	$3,864	36 mo	$462	C

The math for the 2026 Premium

Due at signing, with payment 1 in it: $4,284
35 more payments of $285: $9,975
Total for 36 months: $14,259
True cost each month: $396
Cost for each mile, with 30,000 miles allowed: $0.47

Tax, title, license, and dealer fees are extra. Try your own numbers

The offer ends November 30, 2026. See the offer page

How the Subaru Outback lease changed

Since October 12, 2026, the true cost stayed at $410 a month.

October 12, 2026: $299/mo, $4,298 due, 36 mo: $410
October 17, 2026: $299/mo, $4,298 due, 36 mo: $410
October 31, 2026: $299/mo, $4,298 due, 36 mo: $410
November 5, 2026: $299/mo, $4,298 due, 36 mo: $410
November 11, 2026: $299/mo, $4,298 due, 36 mo: $410

Each line is the best offer where most regions share it, on the day that we collected the offers.

How it ranks among midsize and large SUVs

The Subaru Outback has the 1st lowest true cost of 33 midsize and large SUVs with an advertised lease this month. No lease in the class costs less.

The middle true cost in the class is $566 a month, and the Subaru Outback costs $156 less. Each month it costs 1.13% of its MSRP, and the middle of the class is 1.26%.