Is the Toyota Crown lease a good deal?

Advertised at $449/mo, the Toyota Crown truly costs about $560/mo once the $4,448 due at signing is spread across the 36-month term. We grade it B.

What is the real monthly cost of the Toyota Crown lease?

About $560 per month, versus the $449 advertised payment.

Toyota Crown Lease Deals: $449/mo, True Cost $560/mo (November 2026)

Name: Toyota Crown lease
Brand: Toyota
Price: 449 USD
Availability: InStock

Updated November 2026 · Offer source

Advertised$449/mo

Due at signing$4,448

Term36 months

True cost$560/mo

GradeB

Offer endsNovember 30, 2026

vs rivals: Toyota Camry $390/mo · Nissan Altima $315/mo · Hyundai Sonata $371/mo

All 5 midsize cars with a lease, ranked →

Deal grade

Advertised

$449/mo

True cost

$560/mo

Graded on true cost as a percent of MSRP, against other midsize cars. This lease is 1.31%. How we grade

How $449 becomes $560

The ad says $449 a month, and it also asks for $4,448 at signing.
$449 of that is your first payment. The other $3,999 is extra money that you pay up front.
Spread across the 36 months of the lease, $3,999 is $111 a month.

$449advertised payment

$111up-front money, each month

$560true cost a month

$4,448

Due at signing

36 mo

Term

$20,163

Total cost

1.31%

Of MSRP each month

Every offer, ranked by true cost

Trim	Advertised	Due	Term	True cost	Grade
2026 XLE 4WD 4Dr. Sedan XLE Hybrid CVT-F MSRP $42,735	$449	$4,448	36 mo	$560	B

The math for the 2026 XLE

Due at signing, with payment 1 in it: $4,448
35 more payments of $449: $15,715
Total for 36 months: $20,163
True cost each month: $560
Cost for each mile, with 30,000 miles allowed: $0.67
Interest rate inside the lease, from a money factor of 0.00278: 6.67%
Price to buy the car when the lease ends: $27,778

Tax, title, license, and dealer fees are extra. Try your own numbers

The offer ends November 30, 2026. See the offer page

Deal grade

Advertised

$469/mo

True cost

$560/mo

Graded on true cost as a percent of MSRP, against other midsize cars. This lease is 1.29%. How we grade

How $469 becomes $560

The ad says $469 a month, and it also asks for $3,999 at signing.
$469 of that is your first payment. The other $3,530 is extra money that you pay up front.
Spread across the 39 months of the lease, $3,530 is $91 a month.

$469advertised payment

$91up-front money, each month

$560true cost a month

$3,999

Due at signing

39 mo

Term

$21,821

Total cost

1.29%

Of MSRP each month

Every offer, ranked by true cost

Trim	Advertised	Due	Term	True cost	Grade
2027 XLE 4WD 4Dr. Sedan XLE Hybrid CVT-F MSRP $43,254	$469	$3,999	39 mo	$560	B

The math for the 2027 XLE

Due at signing, with payment 1 in it: $3,999
38 more payments of $469: $17,822
Total for 39 months: $21,821
True cost each month: $560
Cost for each mile, with 32,500 miles allowed: $0.67
Interest rate inside the lease, from a money factor of 0.0027: 6.48%
Price to buy the car when the lease ends: $26,385

Tax, title, license, and dealer fees are extra. Try your own numbers

The offer ends November 30, 2026. See the offer page

C+

Deal grade

Advertised

$479/mo

True cost

$569/mo

Graded on true cost as a percent of MSRP, against other midsize cars. This lease is 1.32%. How we grade

How $479 becomes $569

The ad says $479 a month, and it also asks for $3,999 at signing.
$479 of that is your first payment. The other $3,520 is extra money that you pay up front.
Spread across the 39 months of the lease, $3,520 is $90 a month.

$479advertised payment

$90up-front money, each month

$569true cost a month

$3,999

Due at signing

39 mo

Term

$22,201

Total cost

1.32%

Of MSRP each month

Every offer, ranked by true cost

Trim	Advertised	Due	Term	True cost	Grade
2027 XLE 4WD 4Dr. Sedan XLE Hybrid CVT-F MSRP $43,254	$479	$3,999	39 mo	$569	C+

The math for the 2027 XLE

Due at signing, with payment 1 in it: $3,999
38 more payments of $479: $18,202
Total for 39 months: $22,201
True cost each month: $569
Cost for each mile, with 39,000 miles allowed: $0.57
Interest rate inside the lease, from a money factor of 0.0027: 6.48%
Price to buy the car when the lease ends: $25,952

Tax, title, license, and dealer fees are extra. Try your own numbers

The offer ends November 30, 2026. See the offer page

Deal grade

Advertised

$459/mo

True cost

$524/mo

Graded on true cost as a percent of MSRP, against other midsize cars. This lease is 1.20%. How we grade

How $459 becomes $524

The ad says $459 a month, and it also asks for $2,999 at signing.
$459 of that is your first payment. The other $2,540 is extra money that you pay up front.
Spread across the 39 months of the lease, $2,540 is $65 a month.

$459advertised payment

$65up-front money, each month

$524true cost a month

$2,999

Due at signing

39 mo

Term

$20,441

Total cost

1.20%

Of MSRP each month

Every offer, ranked by true cost

Trim	Advertised	Due	Term	True cost	Grade
2026 XLE 4WD 4Dr. Sedan XLE Hybrid CVT-F MSRP $43,868	$459	$2,999	39 mo	$524	A
2026 XLE 4WD 4Dr. Sedan XLE Hybrid CVT-F MSRP $43,023	$469	$2,999	36 mo	$539	B+
2027 XLE 4WD 4Dr. Sedan XLE Hybrid CVT-F MSRP $43,894	$509	$2,999	39 mo	$573	B
2027 XLE 4WD 4Dr. Sedan XLE Hybrid CVT-F MSRP $43,894	$539	$2,999	36 mo	$607	D

The math for the 2026 XLE

Due at signing, with payment 1 in it: $2,999
38 more payments of $459: $17,442
Total for 39 months: $20,441
True cost each month: $524
Cost for each mile, with 39,000 miles allowed: $0.52
Interest rate inside the lease, from a money factor of 0.00215: 5.16%
Price to buy the car when the lease ends: $26,759

Tax, title, license, and dealer fees are extra. Try your own numbers

The offer ends November 30, 2026. See the offer page

Deal grade

Advertised

$449/mo

True cost

$540/mo

Graded on true cost as a percent of MSRP, against other midsize cars. This lease is 1.25%. How we grade

How $449 becomes $540

The ad says $449 a month, and it also asks for $3,999 at signing.
$449 of that is your first payment. The other $3,550 is extra money that you pay up front.
Spread across the 39 months of the lease, $3,550 is $91 a month.

$449advertised payment

$91up-front money, each month

$540true cost a month

$3,999

Due at signing

39 mo

Term

$21,061

Total cost

1.25%

Of MSRP each month

Every offer, ranked by true cost

Trim	Advertised	Due	Term	True cost	Grade
2027 XLE 4WD 4Dr. Sedan XLE Hybrid CVT-F MSRP $43,254	$449	$3,999	39 mo	$540	A

The math for the 2027 XLE

Due at signing, with payment 1 in it: $3,999
38 more payments of $449: $17,062
Total for 39 months: $21,061
True cost each month: $540
Cost for each mile, with 32,500 miles allowed: $0.65
Interest rate inside the lease, from a money factor of 0.0027: 6.48%
Price to buy the car when the lease ends: $26,385

Tax, title, license, and dealer fees are extra. Try your own numbers

The offer ends November 30, 2026. See the offer page

C+

Deal grade

Advertised

$589/mo

True cost

$684/mo

Graded on true cost as a percent of MSRP, against other midsize cars. This lease is 1.33%. How we grade

How $589 becomes $684

The ad says $589 a month, and it also asks for $4,279 at signing.
$589 of that is your first payment. The other $3,690 is extra money that you pay up front.
Spread across the 39 months of the lease, $3,690 is $95 a month.

$589advertised payment

$95up-front money, each month

$684true cost a month

$4,279

Due at signing

39 mo

Term

$26,661

Total cost

1.33%

Of MSRP each month

Every offer, ranked by true cost

Trim	Advertised	Due	Term	True cost	Grade
2027 Limited 4WD 4Dr. Sedan LIMITED Hybrid CVT-F MSRP $51,334	$589	$4,279	39 mo	$684	C+

The math for the 2027 Limited

Due at signing, with payment 1 in it: $4,279
38 more payments of $589: $22,382
Total for 39 months: $26,661
True cost each month: $684
Cost for each mile, with 32,500 miles allowed: $0.82
Interest rate inside the lease, from a money factor of 0.0027: 6.48%
Price to buy the car when the lease ends: $29,774

Tax, title, license, and dealer fees are extra. Try your own numbers

The offer ends November 30, 2026. See the offer page

Deal grade

Advertised

$439/mo

True cost

$530/mo

Graded on true cost as a percent of MSRP, against other midsize cars. This lease is 1.23%. How we grade

How $439 becomes $530

The ad says $439 a month, and it also asks for $3,999 at signing.
$439 of that is your first payment. The other $3,560 is extra money that you pay up front.
Spread across the 39 months of the lease, $3,560 is $91 a month.

$439advertised payment

$91up-front money, each month

$530true cost a month

$3,999

Due at signing

39 mo

Term

$20,681

Total cost

1.23%

Of MSRP each month

Every offer, ranked by true cost

Trim	Advertised	Due	Term	True cost	Grade
2027 XLE 4WD 4Dr. Sedan XLE Hybrid CVT-F MSRP $43,254	$439	$3,999	39 mo	$530	A

The math for the 2027 XLE

Due at signing, with payment 1 in it: $3,999
38 more payments of $439: $16,682
Total for 39 months: $20,681
True cost each month: $530
Cost for each mile, with 32,500 miles allowed: $0.64
Interest rate inside the lease, from a money factor of 0.0027: 6.48%
Price to buy the car when the lease ends: $26,385

Tax, title, license, and dealer fees are extra. Try your own numbers

The offer ends November 30, 2026. See the offer page

How the Toyota Crown lease changed

Since October 12, 2026, the true cost stayed at $560 a month.

October 12, 2026: $449/mo, $4,448 due, 36 mo: $560
October 17, 2026: $449/mo, $4,448 due, 36 mo: $560
October 31, 2026: $449/mo, $4,448 due, 36 mo: $560
November 5, 2026: $449/mo, $4,448 due, 36 mo: $560
November 11, 2026: $449/mo, $4,448 due, 36 mo: $560

Each line is the best offer where most regions share it, on the day that we collected the offers.

How it ranks among midsize cars

The Toyota Crown has the 5th lowest true cost of 5 midsize cars with an advertised lease this month. The lowest is the Nissan Altima at $315 a month.

The middle true cost in the class is $376 a month, and the Toyota Crown costs $184 more. Each month it costs 1.31% of its MSRP, and the middle of the class is 1.29%.

The best Crown lease in each regionMiami and 4 more regions$449/mo, $4,448 due$560B
Washington and 3 more regions$469/mo, $3,999 due$560B
Phoenix and 2 more regions$479/mo, $3,999 due$569C+
Los Angeles and 1 more region$459/mo, $2,999 due$524A
Chicago and 1 more region$449/mo, $3,999 due$540A
St. Louis and 1 more region$589/mo, $4,279 due$684C+
New York$439/mo, $3,999 due$530A
Dallas and 10 more regionsNo advertised lease