Updated November 2026 · Offer source
vs rivals: Hyundai Sonata $371/mo · Nissan Altima $315/mo · Toyota Camry $390/mo
No grade for this lease, because Kia does not state its MSRP. How we grade
How $279 becomes $376
- The ad says $279 a month, and it also asks for $3,767 at signing.
- $279 of that is your first payment. The other $3,488 is extra money that you pay up front.
- Spread across the 36 months of the lease, $3,488 is $97 a month.
Every offer, ranked by true cost
| Trim | Advertised | Due | Term | True cost | Grade |
|---|---|---|---|---|---|
2026 LXS FWD | $279 | $3,767 | 36 mo | $376 | – |
2027 LXS FWD MSRP $28,935 | $319 | $3,499 | 36 mo | $407 | D |
2026 LXS FWD | $259 | $3,997 | 24 mo | $415 | – |
2027 LXS FWD MSRP $28,935 | $319 | $3,499 | 24 mo | $452 | F |
The math for the 2026 LXS FWD
- Due at signing, with payment 1 in it
- $3,767
- 35 more payments of $279
- $9,765
- Total for 36 months
- $13,532
- True cost each month
- $376
- Cost for each mile, with 30,000 miles allowed
- $0.45
- Price to buy the car when the lease ends
- $16,954
Tax, title, license, and dealer fees are extra. Try your own numbers
The offer ends January 4, 2027. See the offer page
No grade for this lease, because Kia does not state its MSRP. How we grade
How $239 becomes $337
- The ad says $239 a month, and it also asks for $3,767 at signing.
- $239 of that is your first payment. The other $3,528 is extra money that you pay up front.
- Spread across the 36 months of the lease, $3,528 is $98 a month.
Every offer, ranked by true cost
| Trim | Advertised | Due | Term | True cost | Grade |
|---|---|---|---|---|---|
2026 LXS FWD | $239 | $3,767 | 36 mo | $337 | – |
2027 LXS FWD MSRP $28,935 | $279 | $3,499 | 36 mo | $368 | B+ |
2026 LXS FWD | $219 | $3,997 | 24 mo | $376 | – |
2027 LXS FWD MSRP $28,935 | $279 | $3,499 | 24 mo | $413 | D |
The math for the 2026 LXS FWD
- Due at signing, with payment 1 in it
- $3,767
- 35 more payments of $239
- $8,365
- Total for 36 months
- $12,132
- True cost each month
- $337
- Cost for each mile, with 30,000 miles allowed
- $0.40
- Price to buy the car when the lease ends
- $16,954
Tax, title, license, and dealer fees are extra. Try your own numbers
The offer ends January 4, 2027. See the offer page
No grade for this lease, because Kia does not state its MSRP. How we grade
How $259 becomes $356
- The ad says $259 a month, and it also asks for $3,767 at signing.
- $259 of that is your first payment. The other $3,508 is extra money that you pay up front.
- Spread across the 36 months of the lease, $3,508 is $97 a month.
Every offer, ranked by true cost
| Trim | Advertised | Due | Term | True cost | Grade |
|---|---|---|---|---|---|
2026 LXS FWD | $259 | $3,767 | 36 mo | $356 | – |
2027 LXS FWD MSRP $28,935 | $299 | $3,499 | 36 mo | $388 | C+ |
2026 LXS FWD | $239 | $3,997 | 24 mo | $396 | – |
2027 LXS FWD MSRP $28,935 | $299 | $3,499 | 24 mo | $432 | F |
The math for the 2026 LXS FWD
- Due at signing, with payment 1 in it
- $3,767
- 35 more payments of $259
- $9,065
- Total for 36 months
- $12,832
- True cost each month
- $356
- Cost for each mile, with 30,000 miles allowed
- $0.43
- Price to buy the car when the lease ends
- $16,954
Tax, title, license, and dealer fees are extra. Try your own numbers
The offer ends January 4, 2027. See the offer page
How the Kia K5 lease changed
Since October 12, 2026, the true cost went down by $12 a month, from $388 to $376.
- October 12, 2026: $299/mo, $3,499 due, 36 mo
- $388
- October 17, 2026: $299/mo, $3,499 due, 36 mo
- $388
- October 31, 2026: $299/mo, $3,499 due, 36 mo
- $388
- November 5, 2026: $279/mo, $3,767 due, 36 mo
- $376
- November 11, 2026: $279/mo, $3,767 due, 36 mo
- $376
Each line is the best offer where most regions share it, on the day that we collected the offers.
How it ranks among midsize cars
The Kia K5 has the 3rd lowest true cost of 5 midsize cars with an advertised lease this month. The lowest is the Nissan Altima at $315 a month.
The middle true cost in the class is $376 a month, and the Kia K5 costs $0 less.
The best K5 lease in each region
Similar midsize cars
