Updated November 2026 · Offer source
vs rivals: Toyota bZ $480/mo · Subaru Solterra $595/mo · Hyundai Ioniq 5 $543/mo
Graded on true cost as a percent of MSRP, against other small SUVs. This lease is 1.35%. How we grade
How $439 becomes $530
- The ad says $439 a month, and it also asks for $3,999 at signing.
- $439 of that is your first payment. The other $3,560 is extra money that you pay up front.
- Spread across the 39 months of the lease, $3,560 is $91 a month.
Every offer, ranked by true cost
| Trim | Advertised | Due | Term | True cost | Grade |
|---|---|---|---|---|---|
2026 SE 4WD Wagon SE Battery Electric Vehicle MSRP $39,159 | $439 | $3,999 | 39 mo | $530 | C+ |
The math for the 2026 SE
- Due at signing, with payment 1 in it
- $3,999
- 38 more payments of $439
- $16,682
- Total for 39 months
- $20,681
- True cost each month
- $530
- Cost for each mile, with 32,500 miles allowed
- $0.64
- Interest rate inside the lease, from a money factor of 0.00001
- 0.02%
- Price to buy the car when the lease ends
- $16,447
- Lease cash already in the payment
- $1,750
Tax, title, license, and dealer fees are extra. Try your own numbers
The offer ends November 30, 2026. See the offer page
Graded on true cost as a percent of MSRP, against other small SUVs. This lease is 1.32%. How we grade
How $399 becomes $510
- The ad says $399 a month, and it also asks for $4,398 at signing.
- $399 of that is your first payment. The other $3,999 is extra money that you pay up front.
- Spread across the 36 months of the lease, $3,999 is $111 a month.
Every offer, ranked by true cost
| Trim | Advertised | Due | Term | True cost | Grade |
|---|---|---|---|---|---|
2026 SE 4WD Wagon SE Battery Electric Vehicle MSRP $38,595 | $399 | $4,398 | 36 mo | $510 | C+ |
2027 SE 4WD Wagon SE Battery Electric Vehicle MSRP $38,675 | $469 | $4,468 | 36 mo | $580 | D |
The math for the 2026 SE
- Due at signing, with payment 1 in it
- $4,398
- 35 more payments of $399
- $13,965
- Total for 36 months
- $18,363
- True cost each month
- $510
- Cost for each mile, with 30,000 miles allowed
- $0.61
- Interest rate inside the lease, from a money factor of 0.00005
- 0.12%
- Price to buy the car when the lease ends
- $20,841
Tax, title, license, and dealer fees are extra. Try your own numbers
The offer ends November 30, 2026. See the offer page
Graded on true cost as a percent of MSRP, against other small SUVs. This lease is 1.38%. How we grade
How $449 becomes $540
- The ad says $449 a month, and it also asks for $3,999 at signing.
- $449 of that is your first payment. The other $3,550 is extra money that you pay up front.
- Spread across the 39 months of the lease, $3,550 is $91 a month.
Every offer, ranked by true cost
| Trim | Advertised | Due | Term | True cost | Grade |
|---|---|---|---|---|---|
2026 SE 4WD Wagon SE Battery Electric Vehicle MSRP $39,159 | $449 | $3,999 | 39 mo | $540 | C |
The math for the 2026 SE
- Due at signing, with payment 1 in it
- $3,999
- 38 more payments of $449
- $17,062
- Total for 39 months
- $21,061
- True cost each month
- $540
- Cost for each mile, with 39,000 miles allowed
- $0.54
- Interest rate inside the lease, from a money factor of 0.00001
- 0.02%
- Price to buy the car when the lease ends
- $16,055
- Lease cash already in the payment
- $1,750
Tax, title, license, and dealer fees are extra. Try your own numbers
The offer ends November 30, 2026. See the offer page
Graded on true cost as a percent of MSRP, against other small SUVs. This lease is 1.40%. How we grade
How $459 becomes $550
- The ad says $459 a month, and it also asks for $3,999 at signing.
- $459 of that is your first payment. The other $3,540 is extra money that you pay up front.
- Spread across the 39 months of the lease, $3,540 is $91 a month.
Every offer, ranked by true cost
| Trim | Advertised | Due | Term | True cost | Grade |
|---|---|---|---|---|---|
2026 SE 4WD Wagon SE Battery Electric Vehicle MSRP $39,159 | $459 | $3,999 | 39 mo | $550 | C |
The math for the 2026 SE
- Due at signing, with payment 1 in it
- $3,999
- 38 more payments of $459
- $17,442
- Total for 39 months
- $21,441
- True cost each month
- $550
- Cost for each mile, with 32,500 miles allowed
- $0.66
- Interest rate inside the lease, from a money factor of 0.00001
- 0.02%
- Price to buy the car when the lease ends
- $16,447
- Lease cash already in the payment
- $1,750
Tax, title, license, and dealer fees are extra. Try your own numbers
The offer ends November 30, 2026. See the offer page
Graded on true cost as a percent of MSRP, against other small SUVs. This lease is 1.56%. How we grade
How $549 becomes $621
- The ad says $549 a month, and it also asks for $3,999 at signing.
- $549 of that is your first payment. The other $3,450 is extra money that you pay up front.
- Spread across the 48 months of the lease, $3,450 is $72 a month.
Every offer, ranked by true cost
| Trim | Advertised | Due | Term | True cost | Grade |
|---|---|---|---|---|---|
2026 SE 4WD Wagon SE Battery Electric Vehicle MSRP $39,899 | $549 | $3,999 | 48 mo | $621 | D |
2026 SE 4WD Wagon SE Battery Electric Vehicle MSRP $39,899 | $539 | $3,999 | 39 mo | $628 | D |
2027 SE 4WD Wagon SE Battery Electric Vehicle MSRP $39,139 | $559 | $3,999 | 39 mo | $647 | F |
2027 SE 4WD Wagon SE Battery Electric Vehicle MSRP $39,139 | $579 | $3,999 | 48 mo | $650 | F |
2026 SE 4WD Wagon SE Battery Electric Vehicle MSRP $39,899 | $559 | $3,999 | 36 mo | $655 | F |
2026 XSE 4WD Wagon XSE Battery Electric Vehicle MSRP $42,408 | $579 | $3,999 | 39 mo | $667 | D |
2027 SE 4WD Wagon SE Battery Electric Vehicle MSRP $39,139 | $599 | $3,999 | 36 mo | $693 | F |
The math for the 2026 SE
- Due at signing, with payment 1 in it
- $3,999
- 47 more payments of $549
- $25,803
- Total for 48 months
- $29,802
- True cost each month
- $621
- Cost for each mile, with 40,000 miles allowed
- $0.74
- Interest rate inside the lease, from a money factor of 0.00165
- 3.96%
- Price to buy the car when the lease ends
- $13,566
Tax, title, license, and dealer fees are extra. Try your own numbers
The offer ends November 30, 2026. See the offer page
Graded on true cost as a percent of MSRP, against other small SUVs. This lease is 1.37%. How we grade
How $449 becomes $540
- The ad says $449 a month, and it also asks for $3,999 at signing.
- $449 of that is your first payment. The other $3,550 is extra money that you pay up front.
- Spread across the 39 months of the lease, $3,550 is $91 a month.
Every offer, ranked by true cost
| Trim | Advertised | Due | Term | True cost | Grade |
|---|---|---|---|---|---|
2026 SE 4WD Wagon SE Battery Electric Vehicle MSRP $39,369 | $449 | $3,999 | 39 mo | $540 | C |
2027 SE 4WD Wagon SE Battery Electric Vehicle MSRP $39,918 | $479 | $3,999 | 39 mo | $569 | C |
The math for the 2026 SE
- Due at signing, with payment 1 in it
- $3,999
- 38 more payments of $449
- $17,062
- Total for 39 months
- $21,061
- True cost each month
- $540
- Cost for each mile, with 32,500 miles allowed
- $0.65
- Interest rate inside the lease, from a money factor of 0.00001
- 0.02%
- Price to buy the car when the lease ends
- $16,535
- Lease cash already in the payment
- $1,750
Tax, title, license, and dealer fees are extra. Try your own numbers
The offer ends November 30, 2026. See the offer page
Graded on true cost as a percent of MSRP, against other small SUVs. This lease is 1.36%. How we grade
How $449 becomes $534
- The ad says $449 a month, and it also asks for $3,749 at signing.
- $449 of that is your first payment. The other $3,300 is extra money that you pay up front.
- Spread across the 39 months of the lease, $3,300 is $85 a month.
Every offer, ranked by true cost
| Trim | Advertised | Due | Term | True cost | Grade |
|---|---|---|---|---|---|
2026 SE 4WD Wagon SE Battery Electric Vehicle MSRP $39,159 | $449 | $3,749 | 39 mo | $534 | C+ |
2027 SE 4WD Wagon SE Battery Electric Vehicle MSRP $39,714 | $479 | $3,749 | 39 mo | $563 | C |
The math for the 2026 SE
- Due at signing, with payment 1 in it
- $3,749
- 38 more payments of $449
- $17,062
- Total for 39 months
- $20,811
- True cost each month
- $534
- Cost for each mile, with 32,500 miles allowed
- $0.64
- Interest rate inside the lease, from a money factor of 0.00001
- 0.02%
- Price to buy the car when the lease ends
- $16,447
- Lease cash already in the payment
- $1,750
Tax, title, license, and dealer fees are extra. Try your own numbers
The offer ends November 30, 2026. See the offer page
Graded on true cost as a percent of MSRP, against other small SUVs. This lease is 1.27%. How we grade
How $399 becomes $491
- The ad says $399 a month, and it also asks for $3,999 at signing.
- $399 of that is your first payment. The other $3,600 is extra money that you pay up front.
- Spread across the 39 months of the lease, $3,600 is $92 a month.
Every offer, ranked by true cost
| Trim | Advertised | Due | Term | True cost | Grade |
|---|---|---|---|---|---|
2026 SE 4WD Wagon SE Battery Electric Vehicle MSRP $38,550 | $399 | $3,999 | 39 mo | $491 | B |
The math for the 2026 SE
- Due at signing, with payment 1 in it
- $3,999
- 38 more payments of $399
- $15,162
- Total for 39 months
- $19,161
- True cost each month
- $491
- Cost for each mile, with 32,500 miles allowed
- $0.59
- Interest rate inside the lease, from a money factor of 0.00001
- 0.02%
- Price to buy the car when the lease ends
- $16,191
- Lease cash already in the payment
- $2,200
Tax, title, license, and dealer fees are extra. Try your own numbers
The offer ends November 30, 2026. See the offer page
Graded on true cost as a percent of MSRP, against other small SUVs. This lease is 1.58%. How we grade
How $529 becomes $618
- The ad says $529 a month, and it also asks for $3,999 at signing.
- $529 of that is your first payment. The other $3,470 is extra money that you pay up front.
- Spread across the 39 months of the lease, $3,470 is $89 a month.
Every offer, ranked by true cost
| Trim | Advertised | Due | Term | True cost | Grade |
|---|---|---|---|---|---|
2026 SE 4WD Wagon SE Battery Electric Vehicle MSRP $39,059 | $529 | $3,999 | 39 mo | $618 | D |
The math for the 2026 SE
- Due at signing, with payment 1 in it
- $3,999
- 38 more payments of $529
- $20,102
- Total for 39 months
- $24,101
- True cost each month
- $618
- Cost for each mile, with 39,000 miles allowed
- $0.62
- Interest rate inside the lease, from a money factor of 0.00064
- 1.54%
- Price to buy the car when the lease ends
- $16,014
Tax, title, license, and dealer fees are extra. Try your own numbers
The offer ends November 30, 2026. See the offer page
No advertised lease here this month
Toyota does not advertise a lease for the C-HR in Dallas, Houston, Boston, San Antonio, Austin this month. Choose a different region to see the offers there.
How the Toyota C-HR lease changed
Since October 12, 2026, the true cost went up by $20 a month, from $510 to $530.
- October 12, 2026: $399/mo, $4,398 due, 36 mo
- $510
- October 17, 2026: $399/mo, $4,398 due, 36 mo
- $510
- October 31, 2026: $399/mo, $4,398 due, 36 mo
- $510
- November 5, 2026: $439/mo, $3,999 due, 39 mo
- $530
- November 11, 2026: $439/mo, $3,999 due, 39 mo
- $530
Each line is the best offer where most regions share it, on the day that we collected the offers.
How it ranks among small SUVs
The Toyota C-HR has the 29th lowest true cost of 41 small SUVs with an advertised lease this month. The lowest is the Mazda CX-30 at $316 a month.
The middle true cost in the class is $411 a month, and the Toyota C-HR costs $119 more. Each month it costs 1.35% of its MSRP, and the middle of the class is 1.33%.
The best C-HR lease in each region
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