Updated November 2026 · Offer source
Advertised$369/mo
Due at signing$4,368
Term36 months
True cost$480/mo
GradeB+
Offer endsNovember 30, 2026
vs rivals: Toyota C-HR $530/mo · Subaru Solterra $595/mo · Kia Niro EV $402/mo
B+
Deal grade
Advertised
$369/mo
True cost
$480/mo
Graded on true cost as a percent of MSRP, against other small SUVs. This lease is 1.22%. How we grade
How $369 becomes $480
- The ad says $369 a month, and it also asks for $4,368 at signing.
- $369 of that is your first payment. The other $3,999 is extra money that you pay up front.
- Spread across the 36 months of the lease, $3,999 is $111 a month.
$369advertised payment
+$111up-front money, each month
=$480true cost a month
$4,368
Due at signing
36 mo
Term
$17,283
Total cost
1.22%
Of MSRP each month
Every offer, ranked by true cost
| Trim | Advertised | Due | Term | True cost | Grade |
|---|---|---|---|---|---|
2026 XLE 2WD Wagon XLE Battery Electric Vehicle MSRP $39,495 | $369 | $4,368 | 36 mo | $480 | B+ |
2027 XLE 2WD Wagon XLE Battery Electric Vehicle MSRP $39,575 | $439 | $4,438 | 36 mo | $550 | C |
The math for the 2026 XLE
- Due at signing, with payment 1 in it
- $4,368
- 35 more payments of $369
- $12,915
- Total for 36 months
- $17,283
- True cost each month
- $480
- Cost for each mile, with 30,000 miles allowed
- $0.58
- Interest rate inside the lease, from a money factor of 0.0001
- 0.24%
- Price to buy the car when the lease ends
- $22,907
Tax, title, license, and dealer fees are extra. Try your own numbers
The offer ends November 30, 2026. See the offer page
B
Deal grade
Advertised
$379/mo
True cost
$472/mo
Graded on true cost as a percent of MSRP, against other small SUVs. This lease is 1.28%. How we grade
How $379 becomes $472
- The ad says $379 a month, and it also asks for $3,999 at signing.
- $379 of that is your first payment. The other $3,620 is extra money that you pay up front.
- Spread across the 39 months of the lease, $3,620 is $93 a month.
$379advertised payment
+$93up-front money, each month
=$472true cost a month
$3,999
Due at signing
39 mo
Term
$18,401
Total cost
1.28%
Of MSRP each month
Every offer, ranked by true cost
| Trim | Advertised | Due | Term | True cost | Grade |
|---|---|---|---|---|---|
2026 XLE 2WD Wagon XLE Battery Electric Vehicle MSRP $36,834 | $379 | $3,999 | 39 mo | $472 | B |
The math for the 2026 XLE
- Due at signing, with payment 1 in it
- $3,999
- 38 more payments of $379
- $14,402
- Total for 39 months
- $18,401
- True cost each month
- $472
- Cost for each mile, with 32,500 miles allowed
- $0.57
- Interest rate inside the lease, from a money factor of 0.00001
- 0.02%
- Price to buy the car when the lease ends
- $14,734
- Lease cash already in the payment
- $3,250
Tax, title, license, and dealer fees are extra. Try your own numbers
The offer ends November 30, 2026. See the offer page
B
Deal grade
Advertised
$419/mo
True cost
$511/mo
Graded on true cost as a percent of MSRP, against other small SUVs. This lease is 1.27%. How we grade
How $419 becomes $511
- The ad says $419 a month, and it also asks for $3,999 at signing.
- $419 of that is your first payment. The other $3,580 is extra money that you pay up front.
- Spread across the 39 months of the lease, $3,580 is $92 a month.
$419advertised payment
+$92up-front money, each month
=$511true cost a month
$3,999
Due at signing
39 mo
Term
$19,921
Total cost
1.27%
Of MSRP each month
Every offer, ranked by true cost
| Trim | Advertised | Due | Term | True cost | Grade |
|---|---|---|---|---|---|
2026 XLE 2WD Wagon XLE Battery Electric Vehicle MSRP $40,104 | $419 | $3,999 | 39 mo | $511 | B |
2026 XLE 4WD Wagon XLE Battery Electric Vehicle MSRP $42,309 | $449 | $3,999 | 39 mo | $540 | B |
The math for the 2026 XLE
- Due at signing, with payment 1 in it
- $3,999
- 38 more payments of $419
- $15,922
- Total for 39 months
- $19,921
- True cost each month
- $511
- Cost for each mile, with 39,000 miles allowed
- $0.51
- Interest rate inside the lease, from a money factor of 0.00001
- 0.02%
- Price to buy the car when the lease ends
- $16,443
- Lease cash already in the payment
- $3,250
Tax, title, license, and dealer fees are extra. Try your own numbers
The offer ends November 30, 2026. See the offer page
B
Deal grade
Advertised
$449/mo
True cost
$540/mo
Graded on true cost as a percent of MSRP, against other small SUVs. This lease is 1.28%. How we grade
How $449 becomes $540
- The ad says $449 a month, and it also asks for $3,999 at signing.
- $449 of that is your first payment. The other $3,550 is extra money that you pay up front.
- Spread across the 39 months of the lease, $3,550 is $91 a month.
$449advertised payment
+$91up-front money, each month
=$540true cost a month
$3,999
Due at signing
39 mo
Term
$21,061
Total cost
1.28%
Of MSRP each month
Every offer, ranked by true cost
| Trim | Advertised | Due | Term | True cost | Grade |
|---|---|---|---|---|---|
2026 XLE 4WD Wagon XLE Battery Electric Vehicle MSRP $42,164 | $449 | $3,999 | 39 mo | $540 | B |
The math for the 2026 XLE
- Due at signing, with payment 1 in it
- $3,999
- 38 more payments of $449
- $17,062
- Total for 39 months
- $21,061
- True cost each month
- $540
- Cost for each mile, with 32,500 miles allowed
- $0.65
- Interest rate inside the lease, from a money factor of 0.00001
- 0.02%
- Price to buy the car when the lease ends
- $18,131
- Lease cash already in the payment
- $3,250
Tax, title, license, and dealer fees are extra. Try your own numbers
The offer ends November 30, 2026. See the offer page
C
Deal grade
Advertised
$489/mo
True cost
$562/mo
Graded on true cost as a percent of MSRP, against other small SUVs. This lease is 1.39%. How we grade
How $489 becomes $562
- The ad says $489 a month, and it also asks for $3,999 at signing.
- $489 of that is your first payment. The other $3,510 is extra money that you pay up front.
- Spread across the 48 months of the lease, $3,510 is $73 a month.
$489advertised payment
+$73up-front money, each month
=$562true cost a month
$3,999
Due at signing
48 mo
Term
$26,982
Total cost
1.39%
Of MSRP each month
Every offer, ranked by true cost
| Trim | Advertised | Due | Term | True cost | Grade |
|---|---|---|---|---|---|
2026 XLE 2WD Wagon XLE Battery Electric Vehicle MSRP $40,563 | $489 | $3,999 | 48 mo | $562 | C |
2026 XLE 4WD Wagon XLE Battery Electric Vehicle MSRP $42,309 | $489 | $3,999 | 39 mo | $579 | C |
2027 XLE 2WD Wagon XLE Battery Electric Vehicle MSRP $40,554 | $509 | $3,999 | 48 mo | $582 | C |
2026 XLE 2WD Wagon XLE Battery Electric Vehicle MSRP $40,563 | $489 | $3,999 | 36 mo | $587 | C |
2026 XLE 2WD Wagon XLE Battery Electric Vehicle MSRP $38,728 | $489 | $3,999 | 36 mo | $587 | D |
2027 XLE 2WD Wagon XLE Battery Electric Vehicle MSRP $40,643 | $499 | $3,999 | 39 mo | $589 | C |
2026 XLE 4WD Wagon XLE Battery Electric Vehicle MSRP $43,113 | $529 | $3,999 | 36 mo | $625 | C |
2027 XLE 2WD Wagon XLE Battery Electric Vehicle MSRP $40,643 | $529 | $3,999 | 36 mo | $625 | D |
2026 Limited 2WD Wagon LIMITED Battery Electric Vehicle MSRP $46,789 | $609 | $3,999 | 36 mo | $703 | D |
2026 Limited 4WD Wagon LIMITED Battery Electric Vehicle MSRP $49,093 | $619 | $3,999 | 36 mo | $713 | D |
2026 XLE 2WD Wagon XLE Battery Electric Vehicle MSRP $39,689 | $639 | $3,999 | 24 mo | $779 | F |
2027 XLE 2WD Wagon XLE Battery Electric Vehicle MSRP $40,643 | $699 | $3,999 | 24 mo | $837 | F |
The math for the 2026 XLE
- Due at signing, with payment 1 in it
- $3,999
- 47 more payments of $489
- $22,983
- Total for 48 months
- $26,982
- True cost each month
- $562
- Cost for each mile, with 40,000 miles allowed
- $0.68
- Interest rate inside the lease, from a money factor of 0.0008
- 1.92%
- Price to buy the car when the lease ends
- $13,791
- Lease cash already in the payment
- $1,500
Tax, title, license, and dealer fees are extra. Try your own numbers
The offer ends November 30, 2026. See the offer page
B
Deal grade
Advertised
$419/mo
True cost
$511/mo
Graded on true cost as a percent of MSRP, against other small SUVs. This lease is 1.25%. How we grade
How $419 becomes $511
- The ad says $419 a month, and it also asks for $3,999 at signing.
- $419 of that is your first payment. The other $3,580 is extra money that you pay up front.
- Spread across the 39 months of the lease, $3,580 is $92 a month.
$419advertised payment
+$92up-front money, each month
=$511true cost a month
$3,999
Due at signing
39 mo
Term
$19,921
Total cost
1.25%
Of MSRP each month
Every offer, ranked by true cost
| Trim | Advertised | Due | Term | True cost | Grade |
|---|---|---|---|---|---|
2026 XLE 2WD Wagon XLE Battery Electric Vehicle MSRP $40,898 | $419 | $3,999 | 39 mo | $511 | B |
2027 XLE 4WD Wagon XLE Battery Electric Vehicle MSRP $42,914 | $469 | $3,999 | 39 mo | $560 | C+ |
The math for the 2026 XLE
- Due at signing, with payment 1 in it
- $3,999
- 38 more payments of $419
- $15,922
- Total for 39 months
- $19,921
- True cost each month
- $511
- Cost for each mile, with 32,500 miles allowed
- $0.61
- Interest rate inside the lease, from a money factor of 0.00001
- 0.02%
- Price to buy the car when the lease ends
- $17,177
- Lease cash already in the payment
- $3,250
Tax, title, license, and dealer fees are extra. Try your own numbers
The offer ends November 30, 2026. See the offer page
B
Deal grade
Advertised
$439/mo
True cost
$530/mo
Graded on true cost as a percent of MSRP, against other small SUVs. This lease is 1.25%. How we grade
How $439 becomes $530
- The ad says $439 a month, and it also asks for $3,999 at signing.
- $439 of that is your first payment. The other $3,560 is extra money that you pay up front.
- Spread across the 39 months of the lease, $3,560 is $91 a month.
$439advertised payment
+$91up-front money, each month
=$530true cost a month
$3,999
Due at signing
39 mo
Term
$20,681
Total cost
1.25%
Of MSRP each month
Every offer, ranked by true cost
| Trim | Advertised | Due | Term | True cost | Grade |
|---|---|---|---|---|---|
2026 XLE 4WD Wagon XLE Battery Electric Vehicle MSRP $42,309 | $439 | $3,999 | 39 mo | $530 | B |
2027 XLE 4WD Wagon XLE Battery Electric Vehicle MSRP $42,050 | $469 | $3,999 | 39 mo | $560 | C+ |
The math for the 2026 XLE
- Due at signing, with payment 1 in it
- $3,999
- 38 more payments of $439
- $16,682
- Total for 39 months
- $20,681
- True cost each month
- $530
- Cost for each mile, with 32,500 miles allowed
- $0.64
- Interest rate inside the lease, from a money factor of 0.00001
- 0.02%
- Price to buy the car when the lease ends
- $18,193
- Lease cash already in the payment
- $3,250
Tax, title, license, and dealer fees are extra. Try your own numbers
The offer ends November 30, 2026. See the offer page
B+
Deal grade
Advertised
$439/mo
True cost
$524/mo
Graded on true cost as a percent of MSRP, against other small SUVs. This lease is 1.24%. How we grade
How $439 becomes $524
- The ad says $439 a month, and it also asks for $3,749 at signing.
- $439 of that is your first payment. The other $3,310 is extra money that you pay up front.
- Spread across the 39 months of the lease, $3,310 is $85 a month.
$439advertised payment
+$85up-front money, each month
=$524true cost a month
$3,749
Due at signing
39 mo
Term
$20,431
Total cost
1.24%
Of MSRP each month
Every offer, ranked by true cost
| Trim | Advertised | Due | Term | True cost | Grade |
|---|---|---|---|---|---|
2026 XLE 4WD Wagon XLE Battery Electric Vehicle MSRP $42,309 | $439 | $3,749 | 39 mo | $524 | B+ |
2027 XLE 4WD Wagon XLE Battery Electric Vehicle MSRP $41,914 | $459 | $3,749 | 39 mo | $543 | B |
The math for the 2026 XLE
- Due at signing, with payment 1 in it
- $3,749
- 38 more payments of $439
- $16,682
- Total for 39 months
- $20,431
- True cost each month
- $524
- Cost for each mile, with 32,500 miles allowed
- $0.63
- Interest rate inside the lease, from a money factor of 0.00001
- 0.02%
- Price to buy the car when the lease ends
- $18,193
- Lease cash already in the payment
- $3,250
Tax, title, license, and dealer fees are extra. Try your own numbers
The offer ends November 30, 2026. See the offer page
B+
Deal grade
Advertised
$389/mo
True cost
$482/mo
Graded on true cost as a percent of MSRP, against other small SUVs. This lease is 1.21%. How we grade
How $389 becomes $482
- The ad says $389 a month, and it also asks for $3,999 at signing.
- $389 of that is your first payment. The other $3,610 is extra money that you pay up front.
- Spread across the 39 months of the lease, $3,610 is $93 a month.
$389advertised payment
+$93up-front money, each month
=$482true cost a month
$3,999
Due at signing
39 mo
Term
$18,781
Total cost
1.21%
Of MSRP each month
Every offer, ranked by true cost
| Trim | Advertised | Due | Term | True cost | Grade |
|---|---|---|---|---|---|
2026 XLE 2WD Wagon XLE Battery Electric Vehicle MSRP $39,834 | $389 | $3,999 | 39 mo | $482 | B+ |
2027 XLE 2WD Wagon XLE Battery Electric Vehicle MSRP $39,914 | $419 | $3,999 | 39 mo | $511 | B |
The math for the 2026 XLE
- Due at signing, with payment 1 in it
- $3,999
- 38 more payments of $389
- $14,782
- Total for 39 months
- $18,781
- True cost each month
- $482
- Cost for each mile, with 32,500 miles allowed
- $0.58
- Interest rate inside the lease, from a money factor of 0.00001
- 0.02%
- Price to buy the car when the lease ends
- $16,730
- Lease cash already in the payment
- $3,250
Tax, title, license, and dealer fees are extra. Try your own numbers
The offer ends November 30, 2026. See the offer page
C
Deal grade
Advertised
$469/mo
True cost
$560/mo
Graded on true cost as a percent of MSRP, against other small SUVs. This lease is 1.41%. How we grade
How $469 becomes $560
- The ad says $469 a month, and it also asks for $3,999 at signing.
- $469 of that is your first payment. The other $3,530 is extra money that you pay up front.
- Spread across the 39 months of the lease, $3,530 is $91 a month.
$469advertised payment
+$91up-front money, each month
=$560true cost a month
$3,999
Due at signing
39 mo
Term
$21,821
Total cost
1.41%
Of MSRP each month
Every offer, ranked by true cost
| Trim | Advertised | Due | Term | True cost | Grade |
|---|---|---|---|---|---|
2026 XLE 2WD Wagon XLE Battery Electric Vehicle MSRP $39,834 | $469 | $3,999 | 39 mo | $560 | C |
The math for the 2026 XLE
- Due at signing, with payment 1 in it
- $3,999
- 38 more payments of $469
- $17,822
- Total for 39 months
- $21,821
- True cost each month
- $560
- Cost for each mile, with 39,000 miles allowed
- $0.56
- Interest rate inside the lease, from a money factor of 0.00001
- 0.02%
- Price to buy the car when the lease ends
- $16,332
- Lease cash already in the payment
- $1,500
Tax, title, license, and dealer fees are extra. Try your own numbers
The offer ends November 30, 2026. See the offer page
No advertised lease here this month
Toyota does not advertise a lease for the bZ in Dallas, Houston, Boston, San Antonio, Austin this month. Choose a different region to see the offers there.
How the Toyota bZ lease changed
Since October 12, 2026, the true cost stayed at $480 a month.
- October 12, 2026: $369/mo, $4,368 due, 36 mo
- $480
- October 17, 2026: $369/mo, $4,368 due, 36 mo
- $480
- October 31, 2026: $369/mo, $4,368 due, 36 mo
- $480
- November 5, 2026: $369/mo, $4,368 due, 36 mo
- $480
- November 11, 2026: $369/mo, $4,368 due, 36 mo
- $480
Each line is the best offer where most regions share it, on the day that we collected the offers.
How it ranks among small SUVs
The Toyota bZ has the 27th lowest true cost of 41 small SUVs with an advertised lease this month. The lowest is the Mazda CX-30 at $316 a month.
The middle true cost in the class is $411 a month, and the Toyota bZ costs $69 more. Each month it costs 1.22% of its MSRP, and the middle of the class is 1.33%.
The best bZ lease in each region
Miami and 4 more regions$369/mo, $4,368 due$480B+
Washington and 3 more regions$379/mo, $3,999 due$472B
Phoenix and 2 more regions$419/mo, $3,999 due$511B
Detroit and 2 more regions$449/mo, $3,999 due$540B
Los Angeles and 1 more region$489/mo, $3,999 due$562C
Chicago and 1 more region$419/mo, $3,999 due$511B
Seattle and 1 more region$439/mo, $3,999 due$530B
St. Louis and 1 more region$439/mo, $3,749 due$524B+
New York$389/mo, $3,999 due$482B+
San Francisco$469/mo, $3,999 due$560C
Dallas and 4 more regionsNo advertised lease
Similar small SUVs
Toyota C-HR
2026 SE
in 6 of 30 regions
$439
39 mo
$3,999 due
$530 true cost a month
C+
Subaru Solterra
2027 Premium
in 25 of 30 regions
$495
36 mo
$4,095 due
$595 true cost a month
D
Kia Niro EV
2026 Wind
in 18 of 30 regions
$299
36 mo
$3,999 due
$402 true cost a month
A+
Hyundai Ioniq 5
2026 SE
in 21 of 30 regions
$349
24 mo
$4,999 due
$543 true cost a month
C
