Is the Mazda3 Hatchback lease a good deal?

Advertised at $219/mo, the Mazda3 Hatchback truly costs about $331/mo once the $4,264 due at signing is spread across the 36-month term. We grade it B+.

What is the real monthly cost of the Mazda3 Hatchback lease?

About $331 per month, versus the $219 advertised payment.

Mazda3 Hatchback Lease Deals: $219/mo, True Cost $331/mo (November 2026)

Name: Mazda3 Hatchback lease
Brand: Mazda
Price: 219 USD
Availability: InStock

Updated November 2026 · Offer source

Advertised$219/mo

Due at signing$4,264

Term36 months

True cost$331/mo

GradeB+

Offer endsNovember 30, 2026

vs rivals: Toyota Corolla Hatchback $335/mo · Kia K4 Hatchback $359/mo · Subaru Impreza $326/mo

All 15 compact cars with a lease, ranked →

B+

Deal grade

Advertised

$219/mo

True cost

$331/mo

Graded on true cost as a percent of MSRP, against other compact cars. This lease is 1.23%. How we grade

How $219 becomes $331

The ad says $219 a month, and it also asks for $4,264 at signing.
$219 of that is your first payment. The other $4,045 is extra money that you pay up front.
Spread across the 36 months of the lease, $4,045 is $112 a month.

$219advertised payment

$112up-front money, each month

$331true cost a month

$4,264

Due at signing

36 mo

Term

$11,929

Total cost

1.23%

Of MSRP each month

Every offer, ranked by true cost

Trim	Advertised	Due	Term	True cost	Grade
2026 3 Hatchback 2.5 S FWD / Automatic Transmission MSRP $26,965	$219	$4,264	36 mo	$331	B+

The math for the 2026 3 Hatchback 2.5 S

Due at signing, with payment 1 in it: $4,264
35 more payments of $219: $7,665
Total for 36 months: $11,929
True cost each month: $331
Cost for each mile, with 22,500 miles allowed: $0.53

Tax, title, license, and dealer fees are extra. Try your own numbers

The offer ends November 30, 2026. See the offer page

B+

Deal grade

Advertised

$282/mo

True cost

$344/mo

Graded on true cost as a percent of MSRP, against other compact cars. This lease is 1.27%. How we grade

How $282 becomes $344

The ad says $282 a month, and it also asks for $2,499 at signing.
$282 of that is your first payment. The other $2,217 is extra money that you pay up front.
Spread across the 36 months of the lease, $2,217 is $62 a month.

$282advertised payment

$62up-front money, each month

$344true cost a month

$2,499

Due at signing

36 mo

Term

$12,369

Total cost

1.27%

Of MSRP each month

Every offer, ranked by true cost

Trim	Advertised	Due	Term	True cost	Grade
2026 3 Hatchback 2.5 S FWD / Automatic Transmission MSRP $26,965	$282	$2,499	36 mo	$344	B+

The math for the 2026 3 Hatchback 2.5 S

Due at signing, with payment 1 in it: $2,499
35 more payments of $282: $9,870
Total for 36 months: $12,369
True cost each month: $344
Cost for each mile, with 22,500 miles allowed: $0.55

Tax, title, license, and dealer fees are extra. Try your own numbers

The offer ends November 30, 2026. See the offer page

Deal grade

Advertised

$289/mo

True cost

$350/mo

Graded on true cost as a percent of MSRP, against other compact cars. This lease is 1.30%. How we grade

How $289 becomes $350

The ad says $289 a month, and it also asks for $2,499 at signing.
$289 of that is your first payment. The other $2,210 is extra money that you pay up front.
Spread across the 36 months of the lease, $2,210 is $61 a month.

$289advertised payment

$61up-front money, each month

$350true cost a month

$2,499

Due at signing

36 mo

Term

$12,614

Total cost

1.30%

Of MSRP each month

Every offer, ranked by true cost

Trim	Advertised	Due	Term	True cost	Grade
2026 3 Hatchback 2.5 S FWD / Automatic Transmission MSRP $26,965	$289	$2,499	36 mo	$350	B

The math for the 2026 3 Hatchback 2.5 S

Due at signing, with payment 1 in it: $2,499
35 more payments of $289: $10,115
Total for 36 months: $12,614
True cost each month: $350
Cost for each mile, with 30,000 miles allowed: $0.42

Tax, title, license, and dealer fees are extra. Try your own numbers

The offer ends November 30, 2026. See the offer page

B+

Deal grade

Advertised

$415/mo

True cost

$501/mo

Graded on true cost as a percent of MSRP, against other compact cars. This lease is 1.27%. How we grade

How $415 becomes $501

The ad says $415 a month, and it also asks for $3,499 at signing.
$415 of that is your first payment. The other $3,084 is extra money that you pay up front.
Spread across the 36 months of the lease, $3,084 is $86 a month.

$415advertised payment

$86up-front money, each month

$501true cost a month

$3,499

Due at signing

36 mo

Term

$18,024

Total cost

1.27%

Of MSRP each month

Every offer, ranked by true cost

Trim	Advertised	Due	Term	True cost	Grade
2026 3 Sedan 2.5 Turbo Premium Plus FWD / Automatic Transmission MSRP $39,405	$415	$3,499	36 mo	$501	B+

The math for the 2026 3 Sedan 2.5 Turbo Premium Plus

Due at signing, with payment 1 in it: $3,499
35 more payments of $415: $14,525
Total for 36 months: $18,024
True cost each month: $501
Cost for each mile, with 30,000 miles allowed: $0.60

Tax, title, license, and dealer fees are extra. Try your own numbers

The offer ends November 30, 2026. See the offer page

Deal grade

Advertised

$396/mo

True cost

$482/mo

Graded on true cost as a percent of MSRP, against other compact cars. This lease is 1.22%. How we grade

How $396 becomes $482

The ad says $396 a month, and it also asks for $3,499 at signing.
$396 of that is your first payment. The other $3,103 is extra money that you pay up front.
Spread across the 36 months of the lease, $3,103 is $86 a month.

$396advertised payment

$86up-front money, each month

$482true cost a month

$3,499

Due at signing

36 mo

Term

$17,359

Total cost

1.22%

Of MSRP each month

Every offer, ranked by true cost

Trim	Advertised	Due	Term	True cost	Grade
2026 3 Hatch 2.5 Turbo Premium Plus FWD / Automatic Transmission MSRP $39,405	$396	$3,499	36 mo	$482	A

The math for the 2026 3 Hatch 2.5 Turbo Premium Plus

Due at signing, with payment 1 in it: $3,499
35 more payments of $396: $13,860
Total for 36 months: $17,359
True cost each month: $482
Cost for each mile, with 30,000 miles allowed: $0.58

Tax, title, license, and dealer fees are extra. Try your own numbers

The offer ends November 30, 2026. See the offer page

A+

Deal grade

Advertised

$199/mo

True cost

$311/mo

Graded on true cost as a percent of MSRP, against other compact cars. This lease is 1.16%. How we grade

How $199 becomes $311

The ad says $199 a month, and it also asks for $4,244 at signing.
$199 of that is your first payment. The other $4,045 is extra money that you pay up front.
Spread across the 36 months of the lease, $4,045 is $112 a month.

$199advertised payment

$112up-front money, each month

$311true cost a month

$4,244

Due at signing

36 mo

Term

$11,209

Total cost

1.16%

Of MSRP each month

Every offer, ranked by true cost

Trim	Advertised	Due	Term	True cost	Grade
2026 3 Sedan 2.5 S FWD / Automatic Transmission MSRP $26,965	$199	$4,244	36 mo	$311	A+

The math for the 2026 3 Sedan 2.5 S

Due at signing, with payment 1 in it: $4,244
35 more payments of $199: $6,965
Total for 36 months: $11,209
True cost each month: $311
Cost for each mile, with 22,500 miles allowed: $0.50

Tax, title, license, and dealer fees are extra. Try your own numbers

The offer ends November 30, 2026. See the offer page

How the Mazda3 Hatchback lease changed

Since October 12, 2026, the true cost stayed at $331 a month.

October 12, 2026: $219/mo, $4,264 due, 36 mo: $331
October 17, 2026: $219/mo, $4,264 due, 36 mo: $331
October 31, 2026: $219/mo, $4,264 due, 36 mo: $331
November 5, 2026: $219/mo, $4,264 due, 36 mo: $331
November 11, 2026: $219/mo, $4,264 due, 36 mo: $331

Each line is the best offer where most regions share it, on the day that we collected the offers.

How it ranks among compact cars

The Mazda3 Hatchback has the 6th lowest true cost of 15 compact cars with an advertised lease this month. The lowest is the Toyota Corolla at $310 a month.

The middle true cost in the class is $335 a month, and the Mazda3 Hatchback costs $4 less. Each month it costs 1.23% of its MSRP, and the middle of the class is 1.33%.

The best Mazda3 Hatchback lease in each regionDallas and 6 more regions$219/mo, $4,264 due$331B+
New York and 5 more regions$282/mo, $2,499 due$344B+
Chicago and 5 more regions$289/mo, $2,499 due$350B
Phoenix and 4 more regions$415/mo, $3,499 due$501B+
Los Angeles and 2 more regions$396/mo, $3,499 due$482A
Miami and 2 more regions$199/mo, $4,244 due$311A+