Is the Mazda3 Sedan lease a good deal?

Advertised at $209/mo, the Mazda3 Sedan truly costs about $317/mo once the $4,104 due at signing is spread across the 36-month term. We grade it A.

What is the real monthly cost of the Mazda3 Sedan lease?

About $317 per month, versus the $209 advertised payment.

Mazda3 Sedan Lease Deals: $209/mo, True Cost $317/mo (November 2026)

Name: Mazda3 Sedan lease
Brand: Mazda
Price: 209 USD
Availability: InStock

Updated November 2026 · Offer source

Advertised$209/mo

Due at signing$4,104

Term36 months

True cost$317/mo

GradeA

Offer endsNovember 30, 2026

vs rivals: Kia K4 Hatchback $359/mo · Toyota Corolla Hatchback $335/mo · Volkswagen Jetta $388/mo

All 15 compact cars with a lease, ranked →

Deal grade

Advertised

$209/mo

True cost

$317/mo

Graded on true cost as a percent of MSRP, against other compact cars. This lease is 1.22%. How we grade

How $209 becomes $317

The ad says $209 a month, and it also asks for $4,104 at signing.
$209 of that is your first payment. The other $3,895 is extra money that you pay up front.
Spread across the 36 months of the lease, $3,895 is $108 a month.

$209advertised payment

$108up-front money, each month

$317true cost a month

$4,104

Due at signing

36 mo

Term

$11,419

Total cost

1.22%

Of MSRP each month

Every offer, ranked by true cost

Trim	Advertised	Due	Term	True cost	Grade
2026 3 Sedan 2.5 S FWD / Automatic Transmission MSRP $25,965	$209	$4,104	36 mo	$317	A

The math for the 2026 3 Sedan 2.5 S

Due at signing, with payment 1 in it: $4,104
35 more payments of $209: $7,315
Total for 36 months: $11,419
True cost each month: $317
Cost for each mile, with 22,500 miles allowed: $0.51

Tax, title, license, and dealer fees are extra. Try your own numbers

The offer ends November 30, 2026. See the offer page

B+

Deal grade

Advertised

$262/mo

True cost

$324/mo

Graded on true cost as a percent of MSRP, against other compact cars. This lease is 1.25%. How we grade

How $262 becomes $324

The ad says $262 a month, and it also asks for $2,499 at signing.
$262 of that is your first payment. The other $2,237 is extra money that you pay up front.
Spread across the 36 months of the lease, $2,237 is $62 a month.

$262advertised payment

$62up-front money, each month

$324true cost a month

$2,499

Due at signing

36 mo

Term

$11,669

Total cost

1.25%

Of MSRP each month

Every offer, ranked by true cost

Trim	Advertised	Due	Term	True cost	Grade
2026 3 Sedan 2.5 S FWD / Automatic Transmission MSRP $25,965	$262	$2,499	36 mo	$324	B+

The math for the 2026 3 Sedan 2.5 S

Due at signing, with payment 1 in it: $2,499
35 more payments of $262: $9,170
Total for 36 months: $11,669
True cost each month: $324
Cost for each mile, with 22,500 miles allowed: $0.52

Tax, title, license, and dealer fees are extra. Try your own numbers

The offer ends November 30, 2026. See the offer page

B+

Deal grade

Advertised

$269/mo

True cost

$331/mo

Graded on true cost as a percent of MSRP, against other compact cars. This lease is 1.27%. How we grade

How $269 becomes $331

The ad says $269 a month, and it also asks for $2,499 at signing.
$269 of that is your first payment. The other $2,230 is extra money that you pay up front.
Spread across the 36 months of the lease, $2,230 is $62 a month.

$269advertised payment

$62up-front money, each month

$331true cost a month

$2,499

Due at signing

36 mo

Term

$11,914

Total cost

1.27%

Of MSRP each month

Every offer, ranked by true cost

Trim	Advertised	Due	Term	True cost	Grade
2026 3 Sedan 2.5 S FWD / Automatic Transmission MSRP $25,965	$269	$2,499	36 mo	$331	B+

The math for the 2026 3 Sedan 2.5 S

Due at signing, with payment 1 in it: $2,499
35 more payments of $269: $9,415
Total for 36 months: $11,914
True cost each month: $331
Cost for each mile, with 30,000 miles allowed: $0.40

Tax, title, license, and dealer fees are extra. Try your own numbers

The offer ends November 30, 2026. See the offer page

Deal grade

Advertised

$256/mo

True cost

$346/mo

Graded on true cost as a percent of MSRP, against other compact cars. This lease is 1.29%. How we grade

How $256 becomes $346

The ad says $256 a month, and it also asks for $3,499 at signing.
$256 of that is your first payment. The other $3,243 is extra money that you pay up front.
Spread across the 36 months of the lease, $3,243 is $90 a month.

$256advertised payment

$90up-front money, each month

$346true cost a month

$3,499

Due at signing

36 mo

Term

$12,459

Total cost

1.29%

Of MSRP each month

Every offer, ranked by true cost

Trim	Advertised	Due	Term	True cost	Grade
2026 3 Sedan 2.5 S Select Sport FWD / Automatic Transmission MSRP $26,855	$256	$3,499	36 mo	$346	B

The math for the 2026 3 Sedan 2.5 S Select Sport

Due at signing, with payment 1 in it: $3,499
35 more payments of $256: $8,960
Total for 36 months: $12,459
True cost each month: $346
Cost for each mile, with 30,000 miles allowed: $0.41

Tax, title, license, and dealer fees are extra. Try your own numbers

The offer ends November 30, 2026. See the offer page

A+

Deal grade

Advertised

$214/mo

True cost

$305/mo

Graded on true cost as a percent of MSRP, against other compact cars. This lease is 1.14%. How we grade

How $214 becomes $305

The ad says $214 a month, and it also asks for $3,499 at signing.
$214 of that is your first payment. The other $3,285 is extra money that you pay up front.
Spread across the 36 months of the lease, $3,285 is $91 a month.

$214advertised payment

$91up-front money, each month

$305true cost a month

$3,499

Due at signing

36 mo

Term

$10,989

Total cost

1.14%

Of MSRP each month

Every offer, ranked by true cost

Trim	Advertised	Due	Term	True cost	Grade
2026 3 Sedan 2.5 S Select Sport FWD / Automatic Transmission MSRP $26,855	$214	$3,499	36 mo	$305	A+

The math for the 2026 3 Sedan 2.5 S Select Sport

Due at signing, with payment 1 in it: $3,499
35 more payments of $214: $7,490
Total for 36 months: $10,989
True cost each month: $305
Cost for each mile, with 30,000 miles allowed: $0.37

Tax, title, license, and dealer fees are extra. Try your own numbers

The offer ends November 30, 2026. See the offer page

A+

Deal grade

Advertised

$189/mo

True cost

$297/mo

Graded on true cost as a percent of MSRP, against other compact cars. This lease is 1.15%. How we grade

How $189 becomes $297

The ad says $189 a month, and it also asks for $4,091 at signing.
$189 of that is your first payment. The other $3,902 is extra money that you pay up front.
Spread across the 36 months of the lease, $3,902 is $108 a month.

$189advertised payment

$108up-front money, each month

$297true cost a month

$4,091

Due at signing

36 mo

Term

$10,706

Total cost

1.15%

Of MSRP each month

Every offer, ranked by true cost

Trim	Advertised	Due	Term	True cost	Grade
2026 3 Sedan 2.5 S FWD / Automatic Transmission MSRP $25,965	$189	$4,091	36 mo	$297	A+

The math for the 2026 3 Sedan 2.5 S

Due at signing, with payment 1 in it: $4,091
35 more payments of $189: $6,615
Total for 36 months: $10,706
True cost each month: $297
Cost for each mile, with 22,500 miles allowed: $0.48

Tax, title, license, and dealer fees are extra. Try your own numbers

The offer ends November 30, 2026. See the offer page

How the Mazda3 Sedan lease changed

Since October 12, 2026, the true cost went up by $10 a month, from $307 to $317.

October 12, 2026: $199/mo, $4,094 due, 36 mo: $307
October 17, 2026: $199/mo, $4,094 due, 36 mo: $307
October 31, 2026: $199/mo, $4,094 due, 36 mo: $307
November 5, 2026: $209/mo, $4,104 due, 36 mo: $317
November 11, 2026: $209/mo, $4,104 due, 36 mo: $317

Each line is the best offer where most regions share it, on the day that we collected the offers.

How it ranks among compact cars

The Mazda3 Sedan has the 2nd lowest true cost of 15 compact cars with an advertised lease this month. The lowest is the Toyota Corolla at $310 a month.

The middle true cost in the class is $335 a month, and the Mazda3 Sedan costs $18 less. Each month it costs 1.22% of its MSRP, and the middle of the class is 1.33%.

The best Mazda3 Sedan lease in each regionDallas and 6 more regions$209/mo, $4,104 due$317A
New York and 5 more regions$262/mo, $2,499 due$324B+
Chicago and 5 more regions$269/mo, $2,499 due$331B+
Phoenix and 4 more regions$256/mo, $3,499 due$346B
Los Angeles and 2 more regions$214/mo, $3,499 due$305A+
Miami and 2 more regions$189/mo, $4,091 due$297A+