Updated November 2026 · Offer source
vs rivals: Volkswagen Tiguan $450/mo · Nissan Rogue $383/mo · GMC Terrain $390/mo
Graded on true cost as a percent of MSRP, against other small SUVs. This lease is 1.22%. How we grade
How $299 becomes $410
- The ad says $299 a month, and it also asks for $4,298 at signing.
- $299 of that is your first payment. The other $3,999 is extra money that you pay up front.
- Spread across the 36 months of the lease, $3,999 is $111 a month.
Every offer, ranked by true cost
| Trim | Advertised | Due | Term | True cost | Grade |
|---|---|---|---|---|---|
2026 LE 2WD 5Dr. Wagon LE Hybrid CVT MSRP $33,495 | $299 | $4,298 | 36 mo | $410 | B+ |
2026 SE 4WD 5Dr. Wagon SE PHV CVT MSRP $43,095 | $409 | $4,408 | 36 mo | $520 | B+ |
The math for the 2026 LE
- Due at signing, with payment 1 in it
- $4,298
- 35 more payments of $299
- $10,465
- Total for 36 months
- $14,763
- True cost each month
- $410
- Cost for each mile, with 30,000 miles allowed
- $0.49
- Interest rate inside the lease, from a money factor of 0.00309
- 7.42%
- Price to buy the car when the lease ends
- $25,121
Tax, title, license, and dealer fees are extra. Try your own numbers
The offer ends November 30, 2026. See the offer page
Graded on true cost as a percent of MSRP, against other small SUVs. This lease is 1.18%. How we grade
How $299 becomes $394
- The ad says $299 a month, and it also asks for $3,999 at signing.
- $299 of that is your first payment. The other $3,700 is extra money that you pay up front.
- Spread across the 39 months of the lease, $3,700 is $95 a month.
Every offer, ranked by true cost
| Trim | Advertised | Due | Term | True cost | Grade |
|---|---|---|---|---|---|
2026 LE 2WD 5Dr. Wagon LE Hybrid CVT MSRP $33,495 | $299 | $3,999 | 39 mo | $394 | B+ |
The math for the 2026 LE
- Due at signing, with payment 1 in it
- $3,999
- 38 more payments of $299
- $11,362
- Total for 39 months
- $15,361
- True cost each month
- $394
- Cost for each mile, with 32,500 miles allowed
- $0.47
- Interest rate inside the lease, from a money factor of 0.00324
- 7.78%
- Price to buy the car when the lease ends
- $25,791
Tax, title, license, and dealer fees are extra. Try your own numbers
The offer ends November 30, 2026. See the offer page
Graded on true cost as a percent of MSRP, against other small SUVs. This lease is 1.06%. How we grade
How $279 becomes $374
- The ad says $279 a month, and it also asks for $3,999 at signing.
- $279 of that is your first payment. The other $3,720 is extra money that you pay up front.
- Spread across the 39 months of the lease, $3,720 is $95 a month.
Every offer, ranked by true cost
| Trim | Advertised | Due | Term | True cost | Grade |
|---|---|---|---|---|---|
2026 LE 4WD 5Dr. Wagon LE Hybrid CVT MSRP $35,234 | $279 | $3,999 | 39 mo | $374 | A |
2026 SE 4WD 5Dr. Wagon SE PHV CVT MSRP $44,209 | $439 | $3,999 | 39 mo | $530 | B+ |
The math for the 2026 LE
- Due at signing, with payment 1 in it
- $3,999
- 38 more payments of $279
- $10,602
- Total for 39 months
- $14,601
- True cost each month
- $374
- Cost for each mile, with 32,500 miles allowed
- $0.45
- Interest rate inside the lease, from a money factor of 0.00324
- 7.78%
- Price to buy the car when the lease ends
- $27,483
Tax, title, license, and dealer fees are extra. Try your own numbers
The offer ends November 30, 2026. See the offer page
Graded on true cost as a percent of MSRP, against other small SUVs. This lease is 1.11%. How we grade
How $279 becomes $374
- The ad says $279 a month, and it also asks for $3,999 at signing.
- $279 of that is your first payment. The other $3,720 is extra money that you pay up front.
- Spread across the 39 months of the lease, $3,720 is $95 a month.
Every offer, ranked by true cost
| Trim | Advertised | Due | Term | True cost | Grade |
|---|---|---|---|---|---|
2026 LE 2WD 5Dr. Wagon LE Hybrid CVT MSRP $33,834 | $279 | $3,999 | 39 mo | $374 | A |
2026 LE 4WD 5Dr. Wagon LE Hybrid CVT MSRP $35,234 | $289 | $3,999 | 39 mo | $384 | A |
2026 SE 4WD 5Dr. Wagon SE PHV CVT MSRP $43,809 | $459 | $3,999 | 39 mo | $550 | B |
The math for the 2026 LE
- Due at signing, with payment 1 in it
- $3,999
- 38 more payments of $279
- $10,602
- Total for 39 months
- $14,601
- True cost each month
- $374
- Cost for each mile, with 39,000 miles allowed
- $0.37
- Interest rate inside the lease, from a money factor of 0.00324
- 7.78%
- Price to buy the car when the lease ends
- $25,714
Tax, title, license, and dealer fees are extra. Try your own numbers
The offer ends November 30, 2026. See the offer page
Graded on true cost as a percent of MSRP, against other small SUVs. This lease is 1.15%. How we grade
How $309 becomes $404
- The ad says $309 a month, and it also asks for $3,999 at signing.
- $309 of that is your first payment. The other $3,690 is extra money that you pay up front.
- Spread across the 39 months of the lease, $3,690 is $95 a month.
Every offer, ranked by true cost
| Trim | Advertised | Due | Term | True cost | Grade |
|---|---|---|---|---|---|
2026 LE 4WD 5Dr. Wagon LE Hybrid CVT MSRP $35,234 | $309 | $3,999 | 39 mo | $404 | A |
The math for the 2026 LE
- Due at signing, with payment 1 in it
- $3,999
- 38 more payments of $309
- $11,742
- Total for 39 months
- $15,741
- True cost each month
- $404
- Cost for each mile, with 32,500 miles allowed
- $0.48
- Interest rate inside the lease, from a money factor of 0.00324
- 7.78%
- Price to buy the car when the lease ends
- $27,483
Tax, title, license, and dealer fees are extra. Try your own numbers
The offer ends November 30, 2026. See the offer page
Graded on true cost as a percent of MSRP, against other small SUVs. This lease is 1.11%. How we grade
How $279 becomes $374
- The ad says $279 a month, and it also asks for $3,999 at signing.
- $279 of that is your first payment. The other $3,720 is extra money that you pay up front.
- Spread across the 39 months of the lease, $3,720 is $95 a month.
Every offer, ranked by true cost
| Trim | Advertised | Due | Term | True cost | Grade |
|---|---|---|---|---|---|
2026 LE 2WD 5Dr. Wagon LE Hybrid CVT MSRP $33,834 | $279 | $3,999 | 39 mo | $374 | A |
2026 LE 2WD 5Dr. Wagon LE Hybrid CVT MSRP $33,999 | $279 | $3,999 | 36 mo | $382 | A |
2026 SE 4WD 5Dr. Wagon SE PHV CVT MSRP $44,034 | $449 | $3,999 | 39 mo | $540 | B+ |
2026 SE 4WD 5Dr. Wagon SE PHV CVT MSRP $44,034 | $469 | $3,999 | 36 mo | $567 | B |
The math for the 2026 LE
- Due at signing, with payment 1 in it
- $3,999
- 38 more payments of $279
- $10,602
- Total for 39 months
- $14,601
- True cost each month
- $374
- Cost for each mile, with 39,000 miles allowed
- $0.37
- Interest rate inside the lease, from a money factor of 0.00324
- 7.78%
- Price to buy the car when the lease ends
- $25,714
Tax, title, license, and dealer fees are extra. Try your own numbers
The offer ends November 30, 2026. See the offer page
Graded on true cost as a percent of MSRP, against other small SUVs. This lease is 1.15%. How we grade
How $309 becomes $404
- The ad says $309 a month, and it also asks for $3,999 at signing.
- $309 of that is your first payment. The other $3,690 is extra money that you pay up front.
- Spread across the 39 months of the lease, $3,690 is $95 a month.
Every offer, ranked by true cost
| Trim | Advertised | Due | Term | True cost | Grade |
|---|---|---|---|---|---|
2026 LE 4WD 5Dr. Wagon LE Hybrid CVT MSRP $34,985 | $309 | $3,999 | 39 mo | $404 | A |
2026 SE 4WD 5Dr. Wagon SE PHV CVT MSRP $43,434 | $439 | $3,999 | 39 mo | $530 | B+ |
The math for the 2026 LE
- Due at signing, with payment 1 in it
- $3,999
- 38 more payments of $309
- $11,742
- Total for 39 months
- $15,741
- True cost each month
- $404
- Cost for each mile, with 32,500 miles allowed
- $0.48
- Interest rate inside the lease, from a money factor of 0.00324
- 7.78%
- Price to buy the car when the lease ends
- $27,288
Tax, title, license, and dealer fees are extra. Try your own numbers
The offer ends November 30, 2026. See the offer page
Graded on true cost as a percent of MSRP, against other small SUVs. This lease is 1.21%. How we grade
How $389 becomes $482
- The ad says $389 a month, and it also asks for $3,999 at signing.
- $389 of that is your first payment. The other $3,610 is extra money that you pay up front.
- Spread across the 39 months of the lease, $3,610 is $93 a month.
Every offer, ranked by true cost
| Trim | Advertised | Due | Term | True cost | Grade |
|---|---|---|---|---|---|
2026 XLE Premium 4WD 5Dr. Wagon XLE Hybrid CVT MSRP $39,809 | $389 | $3,999 | 39 mo | $482 | B+ |
2026 SE 4WD 5Dr. Wagon SE PHV CVT MSRP $44,209 | $469 | $3,999 | 39 mo | $560 | B |
The math for the 2026 XLE Premium
- Due at signing, with payment 1 in it
- $3,999
- 38 more payments of $389
- $14,782
- Total for 39 months
- $18,781
- True cost each month
- $482
- Cost for each mile, with 32,500 miles allowed
- $0.58
- Interest rate inside the lease, from a money factor of 0.00324
- 7.78%
- Price to buy the car when the lease ends
- $29,459
Tax, title, license, and dealer fees are extra. Try your own numbers
The offer ends November 30, 2026. See the offer page
Graded on true cost as a percent of MSRP, against other small SUVs. This lease is 1.09%. How we grade
How $309 becomes $384
- The ad says $309 a month, and it also asks for $3,239 at signing.
- $309 of that is your first payment. The other $2,930 is extra money that you pay up front.
- Spread across the 39 months of the lease, $2,930 is $75 a month.
Every offer, ranked by true cost
| Trim | Advertised | Due | Term | True cost | Grade |
|---|---|---|---|---|---|
2026 LE 4WD 5Dr. Wagon LE Hybrid CVT MSRP $35,094 | $309 | $3,239 | 39 mo | $384 | A |
2026 SE 4WD 5Dr. Wagon SE PHV CVT MSRP $43,434 | $459 | $3,239 | 39 mo | $530 | B+ |
The math for the 2026 LE
- Due at signing, with payment 1 in it
- $3,239
- 38 more payments of $309
- $11,742
- Total for 39 months
- $14,981
- True cost each month
- $384
- Cost for each mile, with 32,500 miles allowed
- $0.46
- Interest rate inside the lease, from a money factor of 0.00324
- 7.78%
- Price to buy the car when the lease ends
- $27,373
Tax, title, license, and dealer fees are extra. Try your own numbers
The offer ends November 30, 2026. See the offer page
Graded on true cost as a percent of MSRP, against other small SUVs. This lease is 1.08%. How we grade
How $379 becomes $379
Nothing more than a payment is due at signing, so this lease costs what the ad says.
Every offer, ranked by true cost
| Trim | Advertised | Due | Term | True cost | Grade |
|---|---|---|---|---|---|
2026 LE 4WD 5Dr. Wagon LE Hybrid CVT MSRP $35,234 | $379 | $379 | 39 mo | $379 | A |
2026 SE 4WD 5Dr. Wagon SE PHV CVT MSRP $43,669 | $429 | $3,999 | 39 mo | $521 | B+ |
The math for the 2026 LE
- Due at signing, with payment 1 in it
- $379
- 38 more payments of $379
- $14,402
- Total for 39 months
- $14,781
- True cost each month
- $379
- Cost for each mile, with 32,500 miles allowed
- $0.46
- Interest rate inside the lease, from a money factor of 0.00324
- 7.78%
- Price to buy the car when the lease ends
- $27,483
Tax, title, license, and dealer fees are extra. Try your own numbers
The offer ends November 30, 2026. See the offer page
Graded on true cost as a percent of MSRP, against other small SUVs. This lease is 1.11%. How we grade
How $279 becomes $374
- The ad says $279 a month, and it also asks for $3,999 at signing.
- $279 of that is your first payment. The other $3,720 is extra money that you pay up front.
- Spread across the 39 months of the lease, $3,720 is $95 a month.
Every offer, ranked by true cost
| Trim | Advertised | Due | Term | True cost | Grade |
|---|---|---|---|---|---|
2026 LE 2WD 5Dr. Wagon LE Hybrid CVT MSRP $33,834 | $279 | $3,999 | 39 mo | $374 | A |
2026 SE 4WD 5Dr. Wagon SE PHV CVT MSRP $43,434 | $449 | $3,999 | 39 mo | $540 | B |
The math for the 2026 LE
- Due at signing, with payment 1 in it
- $3,999
- 38 more payments of $279
- $10,602
- Total for 39 months
- $14,601
- True cost each month
- $374
- Cost for each mile, with 39,000 miles allowed
- $0.37
- Interest rate inside the lease, from a money factor of 0.00324
- 7.78%
- Price to buy the car when the lease ends
- $25,714
Tax, title, license, and dealer fees are extra. Try your own numbers
The offer ends November 30, 2026. See the offer page
No advertised lease here this month
Toyota does not advertise a lease for the RAV4 in Boston this month. Choose a different region to see the offers there.
How the Toyota RAV4 lease changed
Since October 12, 2026, the true cost stayed at $410 a month.
- October 12, 2026: $299/mo, $4,298 due, 36 mo
- $410
- October 17, 2026: $299/mo, $4,298 due, 36 mo
- $410
- October 31, 2026: $299/mo, $4,298 due, 36 mo
- $410
- November 5, 2026: $299/mo, $4,298 due, 36 mo
- $410
- November 11, 2026: $299/mo, $4,298 due, 36 mo
- $410
Each line is the best offer where most regions share it, on the day that we collected the offers.
How it ranks among small SUVs
The Toyota RAV4 has the 20th lowest true cost of 41 small SUVs with an advertised lease this month. The lowest is the Mazda CX-30 at $316 a month.
The middle true cost in the class is $411 a month, and the Toyota RAV4 costs $1 less. Each month it costs 1.22% of its MSRP, and the middle of the class is 1.33%.
The best RAV4 lease in each region
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