Is the Subaru Uncharted lease a good deal?

Advertised at $479/mo, the Subaru Uncharted truly costs about $576/mo once the $3,979 due at signing is spread across the 36-month term. We grade it D.

What is the real monthly cost of the Subaru Uncharted lease?

About $576 per month, versus the $479 advertised payment.

Subaru Uncharted Lease Deals: $479/mo, True Cost $576/mo (November 2026)

Name: Subaru Uncharted lease
Brand: Subaru
Price: 479 USD
Availability: InStock

Updated November 2026 · Offer source

Advertised$479/mo

Due at signing$3,979

Term36 months

True cost$576/mo

GradeD

Offer endsNovember 30, 2026

vs rivals: Kia EV3 $460/mo · Nissan Leaf $533/mo · Chevrolet Equinox EV $633/mo

All 41 small SUVs with a lease, ranked →

Deal grade

Advertised

$479/mo

True cost

$576/mo

Graded on true cost as a percent of MSRP, against other small SUVs. This lease is 1.58%. How we grade

How $479 becomes $576

The ad says $479 a month, and it also asks for $3,979 at signing.
$479 of that is your first payment. The other $3,500 is extra money that you pay up front.
Spread across the 36 months of the lease, $3,500 is $97 a month.

$479advertised payment

$97up-front money, each month

$576true cost a month

$3,979

Due at signing

36 mo

Term

$20,744

Total cost

1.58%

Of MSRP each month

Every offer, ranked by true cost

Trim	Advertised	Due	Term	True cost	Grade
2027 Premium FWD MSRP $36,470	$479	$3,979	36 mo	$576	D

The math for the 2027 Premium FWD

Due at signing, with payment 1 in it: $3,979
35 more payments of $479: $16,765
Total for 36 months: $20,744
True cost each month: $576
Cost for each mile, with 30,000 miles allowed: $0.69

Tax, title, license, and dealer fees are extra. Try your own numbers

The offer ends November 30, 2026. See the offer page

C+

Deal grade

Advertised

$439/mo

True cost

$495/mo

Graded on true cost as a percent of MSRP, against other small SUVs. This lease is 1.36%. How we grade

How $439 becomes $495

The ad says $439 a month, and it also asks for $2,449 at signing.
$439 of that is your first payment. The other $2,010 is extra money that you pay up front.
Spread across the 36 months of the lease, $2,010 is $56 a month.

$439advertised payment

$56up-front money, each month

$495true cost a month

$2,449

Due at signing

36 mo

Term

$17,814

Total cost

1.36%

Of MSRP each month

Every offer, ranked by true cost

Trim	Advertised	Due	Term	True cost	Grade
2027 Premium FWD MSRP $36,470	$439	$2,449	36 mo	$495	C+

The math for the 2027 Premium FWD

Due at signing, with payment 1 in it: $2,449
35 more payments of $439: $15,365
Total for 36 months: $17,814
True cost each month: $495
Cost for each mile, with 30,000 miles allowed: $0.59

Tax, title, license, and dealer fees are extra. Try your own numbers

The offer ends November 30, 2026. See the offer page

How the Subaru Uncharted lease changed

Since October 12, 2026, the true cost went up by $83 a month, from $493 to $576.

October 12, 2026: $465/mo, $1,465 due, 36 mo: $493
October 17, 2026: $465/mo, $1,465 due, 36 mo: $493
October 31, 2026: $465/mo, $1,465 due, 36 mo: $493
November 5, 2026: $479/mo, $3,979 due, 36 mo: $576
November 11, 2026: $479/mo, $3,979 due, 36 mo: $576

Each line is the best offer where most regions share it, on the day that we collected the offers.

How it ranks among small SUVs

The Subaru Uncharted has the 35th lowest true cost of 41 small SUVs with an advertised lease this month. The lowest is the Mazda CX-30 at $316 a month.

The middle true cost in the class is $411 a month, and the Subaru Uncharted costs $165 more. Each month it costs 1.58% of its MSRP, and the middle of the class is 1.33%.