Is the Mercedes-Benz S-Class Sedan lease a good deal?

Advertised at $1,289/mo, the Mercedes-Benz S-Class Sedan truly costs about $1,561/mo once the $11,083 due at signing is spread across the 36-month term. We grade it B+.

What is the real monthly cost of the Mercedes-Benz S-Class Sedan lease?

About $1,561 per month, versus the $1,289 advertised payment.

Mercedes-Benz S-Class Sedan Lease Deals: $1,289/mo, True Cost $1,561/mo (November 2026)

Name: Mercedes-Benz S-Class Sedan lease
Brand: Mercedes-Benz
Price: 1289 USD
Availability: InStock

Updated November 2026 · Offer source

Advertised$1,289/mo

Due at signing$11,083

Term36 months

True cost$1,561/mo

GradeB+

Offer endsNovember 30, 2026

vs rivals: Mercedes-Benz SL Roadster $1,523/mo · Mercedes-Benz EQS Sedan $1,444/mo · Genesis G90 $1,438/mo

All 19 luxury cars with a lease, ranked →

B+

Deal grade

Advertised

$1,289/mo

True cost

$1,561/mo

Graded on true cost as a percent of MSRP, against other luxury cars. This lease is 1.29%. How we grade

How $1,289 becomes $1,561

The ad says $1,289 a month, and it also asks for $11,083 at signing.
$1,289 of that is your first payment. The other $9,794 is extra money that you pay up front.
Spread across the 36 months of the lease, $9,794 is $272 a month.

$1,289advertised payment

$272up-front money, each month

$1,561true cost a month

$11,083

Due at signing

36 mo

Term

$56,198

Total cost

1.29%

Of MSRP each month

Every offer, ranked by true cost

Trim	Advertised	Due	Term	True cost	Grade
2026 S 500 4MATIC Sedan MSRP $120,900	$1,289	$11,083	36 mo	$1,561	B+
2026 S 580e 4MATIC Sedan MSRP $131,750	$1,299	$11,795	36 mo	$1,591	A
2026 S 580 4MATIC Sedan MSRP $132,050	$1,609	$12,653	36 mo	$1,916	C+

The math for the 2026 S 500 4MATIC Sedan

Due at signing, with payment 1 in it: $11,083
35 more payments of $1,289: $45,115
Total for 36 months: $56,198
True cost each month: $1,561
Cost for each mile, with 30,000 miles allowed: $1.87

Tax, title, license, and dealer fees are extra. Try your own numbers

The offer ends November 30, 2026. See the offer page

How the Mercedes-Benz S-Class Sedan lease changed

Since October 12, 2026, the true cost went down by $41 a month, from $1,602 to $1,561.

October 12, 2026: $849/mo, $10,643 due, 13 mo: $1,602
October 17, 2026: $849/mo, $10,643 due, 13 mo: $1,602
October 31, 2026: $849/mo, $10,643 due, 13 mo: $1,602
November 5, 2026: $1,289/mo, $11,083 due, 36 mo: $1,561
November 11, 2026: $1,289/mo, $11,083 due, 36 mo: $1,561

Each line is the best offer where most regions share it, on the day that we collected the offers.

How it ranks among luxury cars

The Mercedes-Benz S-Class Sedan has the 19th lowest true cost of 19 luxury cars with an advertised lease this month. The lowest is the Genesis G70 at $514 a month.

The middle true cost in the class is $812 a month, and the Mercedes-Benz S-Class Sedan costs $749 more. Each month it costs 1.29% of its MSRP, and the middle of the class is 1.34%.