Is the Lexus UX lease a good deal?

Advertised at $349/mo, the Lexus UX truly costs about $436/mo once the $3,999 due at signing is spread across the 42-month term. We grade it A.

What is the real monthly cost of the Lexus UX lease?

About $436 per month, versus the $349 advertised payment.

Lexus UX Lease Deals: $349/mo, True Cost $436/mo (November 2026)

Name: Lexus UX lease
Brand: Lexus
Price: 349 USD
Availability: InStock

Updated November 2026 · Offer source

Advertised$349/mo

Due at signing$3,999

Term42 months

True cost$436/mo

GradeA

Offer endsNovember 30, 2026

vs rivals: Mercedes-Benz GLA SUV $515/mo · Mercedes-Benz GLB SUV $503/mo · Cadillac XT5 $757/mo

All 13 small luxury SUVs with a lease, ranked →

Deal grade

Advertised

$349/mo

True cost

$436/mo

Graded on true cost as a percent of MSRP, against other small luxury SUVs. This lease is 1.07%. How we grade

How $349 becomes $436

The ad says $349 a month, and it also asks for $3,999 at signing.
$349 of that is your first payment. The other $3,650 is extra money that you pay up front.
Spread across the 42 months of the lease, $3,650 is $87 a month.

$349advertised payment

$87up-front money, each month

$436true cost a month

$3,999

Due at signing

42 mo

Term

$18,308

Total cost

1.07%

Of MSRP each month

Every offer, ranked by true cost

Trim	Advertised	Due	Term	True cost	Grade
2026 UX 300h UX 300h MSRP $40,879	$349	$3,999	42 mo	$436	A

The math for the 2026 UX 300h

Due at signing, with payment 1 in it: $3,999
41 more payments of $349: $14,309
Total for 42 months: $18,308
True cost each month: $436
Cost for each mile, with 35,000 miles allowed: $0.52
Interest rate inside the lease, from a money factor of 0.00185: 4.44%
Price to buy the car when the lease ends: $26,980

Tax, title, license, and dealer fees are extra. Try your own numbers

The offer ends November 30, 2026. See the offer page

Deal grade

Advertised

$339/mo

True cost

$450/mo

Graded on true cost as a percent of MSRP, against other small luxury SUVs. This lease is 1.09%. How we grade

How $339 becomes $450

The ad says $339 a month, and it also asks for $4,999 at signing.
$339 of that is your first payment. The other $4,660 is extra money that you pay up front.
Spread across the 42 months of the lease, $4,660 is $111 a month.

$339advertised payment

$111up-front money, each month

$450true cost a month

$4,999

Due at signing

42 mo

Term

$18,898

Total cost

1.09%

Of MSRP each month

Every offer, ranked by true cost

Trim	Advertised	Due	Term	True cost	Grade
2026 UX 300h UX 300h MSRP $41,250	$339	$4,999	42 mo	$450	A

The math for the 2026 UX 300h

Due at signing, with payment 1 in it: $4,999
41 more payments of $339: $13,899
Total for 42 months: $18,898
True cost each month: $450
Cost for each mile, with 35,000 miles allowed: $0.54
Interest rate inside the lease, from a money factor of 0.00185: 4.44%
Price to buy the car when the lease ends: $27,225

Tax, title, license, and dealer fees are extra. Try your own numbers

The offer ends November 30, 2026. See the offer page

B+

Deal grade

Advertised

$449/mo

True cost

$534/mo

Graded on true cost as a percent of MSRP, against other small luxury SUVs. This lease is 1.17%. How we grade

How $449 becomes $534

The ad says $449 a month, and it also asks for $3,999 at signing.
$449 of that is your first payment. The other $3,550 is extra money that you pay up front.
Spread across the 42 months of the lease, $3,550 is $85 a month.

$449advertised payment

$85up-front money, each month

$534true cost a month

$3,999

Due at signing

42 mo

Term

$22,408

Total cost

1.17%

Of MSRP each month

Every offer, ranked by true cost

Trim	Advertised	Due	Term	True cost	Grade
2026 UX 300h PREMIUM AWD UX 300h PREMIUM AWD MSRP $45,644	$449	$3,999	42 mo	$534	B+

The math for the 2026 UX 300h PREMIUM AWD

Due at signing, with payment 1 in it: $3,999
41 more payments of $449: $18,409
Total for 42 months: $22,408
True cost each month: $534
Cost for each mile, with 35,000 miles allowed: $0.64
Interest rate inside the lease, from a money factor of 0.00185: 4.44%
Price to buy the car when the lease ends: $29,212

Tax, title, license, and dealer fees are extra. Try your own numbers

The offer ends November 30, 2026. See the offer page

B+

Deal grade

Advertised

$409/mo

True cost

$518/mo

Graded on true cost as a percent of MSRP, against other small luxury SUVs. This lease is 1.13%. How we grade

How $409 becomes $518

The ad says $409 a month, and it also asks for $4,999 at signing.
$409 of that is your first payment. The other $4,590 is extra money that you pay up front.
Spread across the 42 months of the lease, $4,590 is $109 a month.

$409advertised payment

$109up-front money, each month

$518true cost a month

$4,999

Due at signing

42 mo

Term

$21,768

Total cost

1.13%

Of MSRP each month

Every offer, ranked by true cost

Trim	Advertised	Due	Term	True cost	Grade
2026 UX 300h PREMIUM AWD UX 300h PREMIUM AWD MSRP $45,750	$409	$4,999	42 mo	$518	B+

The math for the 2026 UX 300h PREMIUM AWD

Due at signing, with payment 1 in it: $4,999
41 more payments of $409: $16,769
Total for 42 months: $21,768
True cost each month: $518
Cost for each mile, with 35,000 miles allowed: $0.62
Interest rate inside the lease, from a money factor of 0.00185: 4.44%
Price to buy the car when the lease ends: $29,280

Tax, title, license, and dealer fees are extra. Try your own numbers

The offer ends November 30, 2026. See the offer page

How the Lexus UX lease changed

Since October 12, 2026, the true cost went down by $34 a month, from $470 to $436.

October 12, 2026: $369/mo, $3,999 due, 36 mo: $470
October 17, 2026: $369/mo, $3,999 due, 36 mo: $470
October 31, 2026: $369/mo, $3,999 due, 36 mo: $470
November 5, 2026: $349/mo, $3,999 due, 42 mo: $436
November 11, 2026: $349/mo, $3,999 due, 42 mo: $436

Each line is the best offer where most regions share it, on the day that we collected the offers.

How it ranks among small luxury SUVs

The Lexus UX has the 1st lowest true cost of 13 small luxury SUVs with an advertised lease this month. No lease in the class costs less.

The middle true cost in the class is $674 a month, and the Lexus UX costs $238 less. Each month it costs 1.07% of its MSRP, and the middle of the class is 1.31%.