Is the Lexus TX lease a good deal?

Advertised at $539/mo, the Lexus TX truly costs about $621/mo once the $3,999 due at signing is spread across the 42-month term. We grade it A.

What is the real monthly cost of the Lexus TX lease?

About $621 per month, versus the $539 advertised payment.

Lexus TX Lease Deals: $539/mo, True Cost $621/mo (November 2026)

Name: Lexus TX lease
Brand: Lexus
Price: 539 USD
Availability: InStock

Updated November 2026 · Offer source

Advertised$539/mo

Due at signing$3,999

Term42 months

True cost$621/mo

GradeA

Offer endsNovember 30, 2026

vs rivals: Genesis GV80 $604/mo · Mercedes-Benz GLE SUV $839/mo · INFINITI QX65 $659/mo

All 16 midsize and large luxury SUVs with a lease, ranked →

Deal grade

Advertised

$539/mo

True cost

$621/mo

Graded on true cost as a percent of MSRP, against other midsize and large luxury SUVs. This lease is 1.04%. How we grade

How $539 becomes $621

The ad says $539 a month, and it also asks for $3,999 at signing.
$539 of that is your first payment. The other $3,460 is extra money that you pay up front.
Spread across the 42 months of the lease, $3,460 is $82 a month.

$539advertised payment

$82up-front money, each month

$621true cost a month

$3,999

Due at signing

42 mo

Term

$26,098

Total cost

1.04%

Of MSRP each month

Every offer, ranked by true cost

Trim	Advertised	Due	Term	True cost	Grade
2026 TX 350 TX 350 MSRP $59,848	$539	$3,999	42 mo	$621	A
2026 TX 500h F SPORT PERFORMANCE PREMIUM AWD TX 500h F SPORT PERFORMANCE PREMIUM AWD MSRP $75,240	$799	$4,999	42 mo	$899	B
2026 TX 500h F SPORT PERFORMANCE LUXURY AWD TX 500h F SPORT PERFORMANCE LUXURY AWD MSRP $80,357	$899	$4,999	42 mo	$997	B

The math for the 2026 TX 350

Due at signing, with payment 1 in it: $3,999
41 more payments of $539: $22,099
Total for 42 months: $26,098
True cost each month: $621
Cost for each mile, with 35,000 miles allowed: $0.75
Interest rate inside the lease, from a money factor of 0.00193: 4.63%
Price to buy the car when the lease ends: $38,303
Lease cash already in the payment: $1,000

Tax, title, license, and dealer fees are extra. Try your own numbers

The offer ends November 30, 2026. See the offer page

A+

Deal grade

Advertised

$499/mo

True cost

$606/mo

Graded on true cost as a percent of MSRP, against other midsize and large luxury SUVs. This lease is 1.01%. How we grade

How $499 becomes $606

The ad says $499 a month, and it also asks for $4,999 at signing.
$499 of that is your first payment. The other $4,500 is extra money that you pay up front.
Spread across the 42 months of the lease, $4,500 is $107 a month.

$499advertised payment

$107up-front money, each month

$606true cost a month

$4,999

Due at signing

42 mo

Term

$25,458

Total cost

1.01%

Of MSRP each month

Every offer, ranked by true cost

Trim	Advertised	Due	Term	True cost	Grade
2026 TX 350 TX 350 MSRP $59,739	$499	$4,999	42 mo	$606	A+
2026 TX 500h F SPORT PERFORMANCE PREMIUM AWD TX 500h F SPORT PERFORMANCE PREMIUM AWD MSRP $76,693	$799	$6,999	42 mo	$947	B

The math for the 2026 TX 350

Due at signing, with payment 1 in it: $4,999
41 more payments of $499: $20,459
Total for 42 months: $25,458
True cost each month: $606
Cost for each mile, with 35,000 miles allowed: $0.73
Interest rate inside the lease, from a money factor of 0.0018: 4.32%
Price to buy the car when the lease ends: $38,233
Lease cash already in the payment: $1,000

Tax, title, license, and dealer fees are extra. Try your own numbers

The offer ends November 30, 2026. See the offer page

B+

Deal grade

Advertised

$606/mo

True cost

$749/mo

Graded on true cost as a percent of MSRP, against other midsize and large luxury SUVs. This lease is 1.15%. How we grade

How $606 becomes $749

The ad says $606 a month, and it also asks for $6,599 at signing.
$606 of that is your first payment. The other $5,993 is extra money that you pay up front.
Spread across the 42 months of the lease, $5,993 is $143 a month.

$606advertised payment

$143up-front money, each month

$749true cost a month

$6,599

Due at signing

42 mo

Term

$31,445

Total cost

1.15%

Of MSRP each month

Every offer, ranked by true cost

Trim	Advertised	Due	Term	True cost	Grade
2026 TX 350 PREMIUM AWD TX 350 PREMIUM AWD MSRP $65,324	$606	$6,599	42 mo	$749	B+
2026 TX 500h F SPORT PERFORMANCE PREMIUM AWD TX 500h F SPORT PERFORMANCE PREMIUM AWD MSRP $73,885	$809	$6,999	42 mo	$956	B

The math for the 2026 TX 350 PREMIUM AWD

Due at signing, with payment 1 in it: $6,599
41 more payments of $606: $24,846
Total for 42 months: $31,445
True cost each month: $749
Cost for each mile, with 35,000 miles allowed: $0.90
Interest rate inside the lease, from a money factor of 0.0022: 5.28%
Price to buy the car when the lease ends: $39,848
Lease cash already in the payment: $1,500

Tax, title, license, and dealer fees are extra. Try your own numbers

The offer ends November 30, 2026. See the offer page

Deal grade

Advertised

$569/mo

True cost

$674/mo

Graded on true cost as a percent of MSRP, against other midsize and large luxury SUVs. This lease is 1.04%. How we grade

How $569 becomes $674

The ad says $569 a month, and it also asks for $4,999 at signing.
$569 of that is your first payment. The other $4,430 is extra money that you pay up front.
Spread across the 42 months of the lease, $4,430 is $105 a month.

$569advertised payment

$105up-front money, each month

$674true cost a month

$4,999

Due at signing

42 mo

Term

$28,328

Total cost

1.04%

Of MSRP each month

Every offer, ranked by true cost

Trim	Advertised	Due	Term	True cost	Grade
2026 TX 350 PREMIUM AWD TX 350 PREMIUM AWD MSRP $64,865	$569	$4,999	42 mo	$674	A
2026 TX 500h F SPORT PERFORMANCE PREMIUM AWD TX 500h F SPORT PERFORMANCE PREMIUM AWD MSRP $75,573	$832	$4,999	42 mo	$931	B

The math for the 2026 TX 350 PREMIUM AWD

Due at signing, with payment 1 in it: $4,999
41 more payments of $569: $23,329
Total for 42 months: $28,328
True cost each month: $674
Cost for each mile, with 35,000 miles allowed: $0.81
Interest rate inside the lease, from a money factor of 0.0016: 3.84%
Price to buy the car when the lease ends: $39,568
Lease cash already in the payment: $1,000

Tax, title, license, and dealer fees are extra. Try your own numbers

The offer ends November 30, 2026. See the offer page

How the Lexus TX lease changed

Since October 12, 2026, the true cost went down by $63 a month, from $684 to $621.

October 12, 2026: $589/mo, $3,999 due, 36 mo: $684
October 17, 2026: $589/mo, $3,999 due, 36 mo: $684
October 31, 2026: $589/mo, $3,999 due, 36 mo: $684
November 5, 2026: $539/mo, $3,999 due, 42 mo: $621
November 11, 2026: $539/mo, $3,999 due, 42 mo: $621

Each line is the best offer where most regions share it, on the day that we collected the offers.

How it ranks among midsize and large luxury SUVs

The Lexus TX has the 3rd lowest true cost of 16 midsize and large luxury SUVs with an advertised lease this month. The lowest is the Lexus RX at $563 a month.

The middle true cost in the class is $936 a month, and the Lexus TX costs $315 less. Each month it costs 1.04% of its MSRP, and the middle of the class is 1.32%.