Is the Lexus ESe lease a good deal?

Advertised at $549/mo, the Lexus ESe truly costs about $631/mo once the $3,999 due at signing is spread across the 42-month term. We grade it A.

What is the real monthly cost of the Lexus ESe lease?

About $631 per month, versus the $549 advertised payment.

Lexus ESe Lease Deals: $549/mo, True Cost $631/mo (November 2026)

Name: Lexus ESe lease
Brand: Lexus
Price: 549 USD
Availability: InStock

Updated November 2026 · Offer source

Advertised$549/mo

Due at signing$3,999

Term42 months

True cost$631/mo

GradeA

Offer endsNovember 30, 2026

vs rivals: Lexus ES $660/mo · Mercedes-Benz C-Class Sedan $626/mo · Cadillac CT5 $812/mo

All 19 luxury cars with a lease, ranked →

Deal grade

Advertised

$549/mo

True cost

$631/mo

Graded on true cost as a percent of MSRP, against other luxury cars. This lease is 1.18%. How we grade

How $549 becomes $631

The ad says $549 a month, and it also asks for $3,999 at signing.
$549 of that is your first payment. The other $3,450 is extra money that you pay up front.
Spread across the 42 months of the lease, $3,450 is $82 a month.

$549advertised payment

$82up-front money, each month

$631true cost a month

$3,999

Due at signing

42 mo

Term

$26,508

Total cost

1.18%

Of MSRP each month

Every offer, ranked by true cost

Trim	Advertised	Due	Term	True cost	Grade
2026 ES 350e PREMIUM ES 350e PREMIUM MSRP $53,338	$549	$3,999	42 mo	$631	A

The math for the 2026 ES 350e PREMIUM

Due at signing, with payment 1 in it: $3,999
41 more payments of $549: $22,509
Total for 42 months: $26,508
True cost each month: $631
Cost for each mile, with 35,000 miles allowed: $0.76
Interest rate inside the lease, from a money factor of 0.0014: 3.36%
Price to buy the car when the lease ends: $27,736

Tax, title, license, and dealer fees are extra. Try your own numbers

The offer ends November 30, 2026. See the offer page

Deal grade

Advertised

$549/mo

True cost

$631/mo

Graded on true cost as a percent of MSRP, against other luxury cars. This lease is 1.17%. How we grade

How $549 becomes $631

The ad says $549 a month, and it also asks for $3,999 at signing.
$549 of that is your first payment. The other $3,450 is extra money that you pay up front.
Spread across the 42 months of the lease, $3,450 is $82 a month.

$549advertised payment

$82up-front money, each month

$631true cost a month

$3,999

Due at signing

42 mo

Term

$26,508

Total cost

1.17%

Of MSRP each month

Every offer, ranked by true cost

Trim	Advertised	Due	Term	True cost	Grade
2026 ES 500e PREMIUM AWD ES 500e PREMIUM AWD MSRP $53,764	$549	$3,999	42 mo	$631	A

The math for the 2026 ES 500e PREMIUM AWD

Due at signing, with payment 1 in it: $3,999
41 more payments of $549: $22,509
Total for 42 months: $26,508
True cost each month: $631
Cost for each mile, with 35,000 miles allowed: $0.76
Interest rate inside the lease, from a money factor of 0.0014: 3.36%
Price to buy the car when the lease ends: $27,957

Tax, title, license, and dealer fees are extra. Try your own numbers

The offer ends November 30, 2026. See the offer page

A+

Deal grade

Advertised

$499/mo

True cost

$606/mo

Graded on true cost as a percent of MSRP, against other luxury cars. This lease is 1.15%. How we grade

How $499 becomes $606

The ad says $499 a month, and it also asks for $4,999 at signing.
$499 of that is your first payment. The other $4,500 is extra money that you pay up front.
Spread across the 42 months of the lease, $4,500 is $107 a month.

$499advertised payment

$107up-front money, each month

$606true cost a month

$4,999

Due at signing

42 mo

Term

$25,458

Total cost

1.15%

Of MSRP each month

Every offer, ranked by true cost

Trim	Advertised	Due	Term	True cost	Grade
2026 ES 350e PREMIUM ES 350e PREMIUM MSRP $52,919	$499	$4,999	42 mo	$606	A+

The math for the 2026 ES 350e PREMIUM

Due at signing, with payment 1 in it: $4,999
41 more payments of $499: $20,459
Total for 42 months: $25,458
True cost each month: $606
Cost for each mile, with 35,000 miles allowed: $0.73
Interest rate inside the lease, from a money factor of 0.0012: 2.88%
Price to buy the car when the lease ends: $27,518

Tax, title, license, and dealer fees are extra. Try your own numbers

The offer ends November 30, 2026. See the offer page

Deal grade

Advertised

$489/mo

True cost

$596/mo

Graded on true cost as a percent of MSRP, against other luxury cars. This lease is 1.17%. How we grade

How $489 becomes $596

The ad says $489 a month, and it also asks for $4,999 at signing.
$489 of that is your first payment. The other $4,510 is extra money that you pay up front.
Spread across the 42 months of the lease, $4,510 is $107 a month.

$489advertised payment

$107up-front money, each month

$596true cost a month

$4,999

Due at signing

42 mo

Term

$25,048

Total cost

1.17%

Of MSRP each month

Every offer, ranked by true cost

Trim	Advertised	Due	Term	True cost	Grade
2026 ES 350e PREMIUM ES 350e PREMIUM MSRP $50,809	$489	$4,999	42 mo	$596	A

The math for the 2026 ES 350e PREMIUM

Due at signing, with payment 1 in it: $4,999
41 more payments of $489: $20,049
Total for 42 months: $25,048
True cost each month: $596
Cost for each mile, with 35,000 miles allowed: $0.72
Interest rate inside the lease, from a money factor of 0.0014: 3.36%
Price to buy the car when the lease ends: $26,421

Tax, title, license, and dealer fees are extra. Try your own numbers

The offer ends November 30, 2026. See the offer page

Deal grade

Advertised

$489/mo

True cost

$596/mo

Graded on true cost as a percent of MSRP, against other luxury cars. This lease is 1.16%. How we grade

How $489 becomes $596

The ad says $489 a month, and it also asks for $4,999 at signing.
$489 of that is your first payment. The other $4,510 is extra money that you pay up front.
Spread across the 42 months of the lease, $4,510 is $107 a month.

$489advertised payment

$107up-front money, each month

$596true cost a month

$4,999

Due at signing

42 mo

Term

$25,048

Total cost

1.16%

Of MSRP each month

Every offer, ranked by true cost

Trim	Advertised	Due	Term	True cost	Grade
2026 ES 350e PREMIUM ES 350e PREMIUM MSRP $51,309	$489	$4,999	42 mo	$596	A

The math for the 2026 ES 350e PREMIUM

Due at signing, with payment 1 in it: $4,999
41 more payments of $489: $20,049
Total for 42 months: $25,048
True cost each month: $596
Cost for each mile, with 35,000 miles allowed: $0.72
Interest rate inside the lease, from a money factor of 0.0014: 3.36%
Price to buy the car when the lease ends: $26,681

Tax, title, license, and dealer fees are extra. Try your own numbers

The offer ends November 30, 2026. See the offer page

How the Lexus ESe lease changed

Since October 12, 2026, the true cost went down by $92 a month, from $723 to $631.

October 12, 2026: $629/mo, $3,999 due, 36 mo: $723
October 17, 2026: $629/mo, $3,999 due, 36 mo: $723
October 31, 2026: $629/mo, $3,999 due, 36 mo: $723
November 5, 2026: $549/mo, $3,999 due, 42 mo: $631
November 11, 2026: $549/mo, $3,999 due, 42 mo: $631

Each line is the best offer where most regions share it, on the day that we collected the offers.

How it ranks among luxury cars

The Lexus ESe has the 7th lowest true cost of 19 luxury cars with an advertised lease this month. The lowest is the Genesis G70 at $514 a month.

The middle true cost in the class is $812 a month, and the Lexus ESe costs $181 less. Each month it costs 1.18% of its MSRP, and the middle of the class is 1.34%.

The best ESe lease in each regionDallas and 9 more regions$549/mo, $3,999 due$631A
New York and 5 more regions$549/mo, $3,999 due$631A
Chicago and 5 more regions$499/mo, $4,999 due$606A+
Phoenix and 4 more regions$489/mo, $4,999 due$596A
Los Angeles and 2 more regions$489/mo, $4,999 due$596A