Is the Kia Seltos lease a good deal?

Advertised at $259/mo, the Kia Seltos truly costs about $357/mo once the $3,799 due at signing is spread across the 36-month term. We grade it C+.

What is the real monthly cost of the Kia Seltos lease?

About $357 per month, versus the $259 advertised payment.

Kia Seltos Lease Deals: $259/mo, True Cost $357/mo (November 2026)

Updated November 2026 · Offer source

Advertised$259/mo

Due at signing$3,799

Term36 months

True cost$357/mo

GradeC+

Offer endsJanuary 4, 2027

vs rivals: Buick Envista $411/mo · Volkswagen Taos $421/mo · Nissan Kicks $362/mo

All 41 small SUVs with a lease, ranked →

C+

Deal grade

Advertised

$259/mo

True cost

$357/mo

Graded on true cost as a percent of MSRP, against other small SUVs. This lease is 1.35%. How we grade

How $259 becomes $357

The ad says $259 a month, and it also asks for $3,799 at signing.
$259 of that is your first payment. The other $3,540 is extra money that you pay up front.
Spread across the 36 months of the lease, $3,540 is $98 a month.

$259advertised payment

$98up-front money, each month

$357true cost a month

$3,799

Due at signing

36 mo

Term

$12,864

Total cost

1.35%

Of MSRP each month

Every offer, ranked by true cost

Trim	Advertised	Due	Term	True cost	Grade
2027 LX FWD MSRP $26,485	$259	$3,799	36 mo	$357	C+
2027 LX AWD MSRP $28,185	$279	$3,799	36 mo	$377	C+
2027 LX FWD MSRP $26,485	$259	$3,799	24 mo	$407	D
2027 LX AWD MSRP $28,185	$279	$3,799	24 mo	$426	D

The math for the 2027 LX

Due at signing, with payment 1 in it: $3,799
35 more payments of $259: $9,065
Total for 36 months: $12,864
True cost each month: $357
Cost for each mile, with 30,000 miles allowed: $0.43
Price to buy the car when the lease ends: $18,010

Tax, title, license, and dealer fees are extra. Try your own numbers

The offer ends January 4, 2027. See the offer page

Deal grade

Advertised

$239/mo

True cost

$338/mo

Graded on true cost as a percent of MSRP, against other small SUVs. This lease is 1.28%. How we grade

How $239 becomes $338

The ad says $239 a month, and it also asks for $3,799 at signing.
$239 of that is your first payment. The other $3,560 is extra money that you pay up front.
Spread across the 36 months of the lease, $3,560 is $99 a month.

$239advertised payment

$99up-front money, each month

$338true cost a month

$3,799

Due at signing

36 mo

Term

$12,164

Total cost

1.28%

Of MSRP each month

Every offer, ranked by true cost

Trim	Advertised	Due	Term	True cost	Grade
2027 LX FWD MSRP $26,485	$239	$3,799	36 mo	$338	B
2027 LX AWD MSRP $28,185	$259	$3,799	36 mo	$357	B
2027 LX FWD MSRP $26,485	$239	$3,799	24 mo	$387	D
2027 LX AWD MSRP $28,185	$259	$3,799	24 mo	$407	C

The math for the 2027 LX

Due at signing, with payment 1 in it: $3,799
35 more payments of $239: $8,365
Total for 36 months: $12,164
True cost each month: $338
Cost for each mile, with 30,000 miles allowed: $0.41
Price to buy the car when the lease ends: $18,010

Tax, title, license, and dealer fees are extra. Try your own numbers

The offer ends January 4, 2027. See the offer page

How the Kia Seltos lease changed

Since October 12, 2026, the true cost stayed at $357 a month.

October 12, 2026: $259/mo, $3,799 due, 36 mo: $357
October 17, 2026: $259/mo, $3,799 due, 36 mo: $357
October 31, 2026: $259/mo, $3,799 due, 36 mo: $357
November 5, 2026: $259/mo, $3,799 due, 36 mo: $357
November 11, 2026: $259/mo, $3,799 due, 36 mo: $357

Each line is the best offer where most regions share it, on the day that we collected the offers.

How it ranks among small SUVs

The Kia Seltos has the 5th lowest true cost of 41 small SUVs with an advertised lease this month. The lowest is the Mazda CX-30 at $316 a month.

The middle true cost in the class is $411 a month, and the Kia Seltos costs $54 less. Each month it costs 1.35% of its MSRP, and the middle of the class is 1.33%.