Updated November 2026 · Offer source
vs rivals: Mercedes-Benz CLA Coupe $589/mo · Genesis G70 $514/mo · Mercedes-Benz CLA Sedan $606/mo
Graded on true cost as a percent of MSRP, against other luxury cars. This lease is 1.58%. How we grade
How $509 becomes $596
- The ad says $509 a month, and it also asks for $3,649 at signing.
- $509 of that is your first payment. The other $3,140 is extra money that you pay up front.
- Spread across the 36 months of the lease, $3,140 is $87 a month.
Every offer, ranked by true cost
| Trim | Advertised | Due | Term | True cost | Grade |
|---|---|---|---|---|---|
2026 (Excluding Blackwing) RWD Luxury MSRP $37,795 | $509 | $3,649 | 36 mo | $596 | D |
The math for the 2026 (Excluding Blackwing) RWD Luxury
- Due at signing, with payment 1 in it
- $3,649
- 35 more payments of $509
- $17,815
- Total for 36 months
- $21,464
- True cost each month
- $596
- Cost for each mile, with 30,000 miles allowed
- $0.71
Tax, title, license, and dealer fees are extra. Try your own numbers
The offer ends January 4, 2027. See the offer page
How the Cadillac CT4 lease changed
Since October 12, 2026, the true cost stayed at $596 a month.
- October 12, 2026: $509/mo, $3,649 due, 36 mo
- $596
- October 17, 2026: $509/mo, $3,649 due, 36 mo
- $596
- October 31, 2026: $509/mo, $3,649 due, 36 mo
- $596
- November 5, 2026: $509/mo, $3,649 due, 36 mo
- $596
- November 11, 2026: $509/mo, $3,649 due, 36 mo
- $596
Each line is the best offer where most regions share it, on the day that we collected the offers.
How it ranks among luxury cars
The Cadillac CT4 has the 4th lowest true cost of 19 luxury cars with an advertised lease this month. The lowest is the Genesis G70 at $514 a month.
The middle true cost in the class is $812 a month, and the Cadillac CT4 costs $216 less. Each month it costs 1.58% of its MSRP, and the middle of the class is 1.34%.
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