Updated November 2026 · Offer source
vs rivals: Mazda CX-30 $316/mo · Subaru Crosstrek $318/mo · Kia Niro $378/mo
Graded on true cost as a percent of MSRP, against other small SUVs. This lease is 1.46%. How we grade
How $229 becomes $408
- The ad says $229 a month, and it also asks for $4,519 at signing.
- $229 of that is your first payment. The other $4,290 is extra money that you pay up front.
- Spread across the 24 months of the lease, $4,290 is $179 a month.
Every offer, ranked by true cost
| Trim | Advertised | Due | Term | True cost | Grade |
|---|---|---|---|---|---|
2026 FWD Preferred MSRP $27,995 | $229 | $4,519 | 24 mo | $408 | D |
The math for the 2026 FWD Preferred
- Due at signing, with payment 1 in it
- $4,519
- 23 more payments of $229
- $5,267
- Total for 24 months
- $9,786
- True cost each month
- $408
- Cost for each mile, with 20,000 miles allowed
- $0.49
Tax, title, license, and dealer fees are extra. Try your own numbers
The offer ends November 30, 2026. See the offer page
Graded on true cost as a percent of MSRP, against other small SUVs. This lease is 1.43%. How we grade
How $299 becomes $428
- The ad says $299 a month, and it also asks for $3,389 at signing.
- $299 of that is your first payment. The other $3,090 is extra money that you pay up front.
- Spread across the 24 months of the lease, $3,090 is $129 a month.
Every offer, ranked by true cost
| Trim | Advertised | Due | Term | True cost | Grade |
|---|---|---|---|---|---|
2026 AWD Preferred MSRP $29,995 | $299 | $3,389 | 24 mo | $428 | C |
The math for the 2026 AWD Preferred
- Due at signing, with payment 1 in it
- $3,389
- 23 more payments of $299
- $6,877
- Total for 24 months
- $10,266
- True cost each month
- $428
- Cost for each mile, with 20,000 miles allowed
- $0.51
Tax, title, license, and dealer fees are extra. Try your own numbers
The offer ends November 30, 2026. See the offer page
Graded on true cost as a percent of MSRP, against other small SUVs. This lease is 1.46%. How we grade
How $239 becomes $409
- The ad says $239 a month, and it also asks for $4,309 at signing.
- $239 of that is your first payment. The other $4,070 is extra money that you pay up front.
- Spread across the 24 months of the lease, $4,070 is $170 a month.
Every offer, ranked by true cost
| Trim | Advertised | Due | Term | True cost | Grade |
|---|---|---|---|---|---|
2026 FWD Preferred MSRP $27,995 | $239 | $4,309 | 24 mo | $409 | D |
The math for the 2026 FWD Preferred
- Due at signing, with payment 1 in it
- $4,309
- 23 more payments of $239
- $5,497
- Total for 24 months
- $9,806
- True cost each month
- $409
- Cost for each mile, with 20,000 miles allowed
- $0.49
Tax, title, license, and dealer fees are extra. Try your own numbers
The offer ends November 30, 2026. See the offer page
Graded on true cost as a percent of MSRP, against other small SUVs. This lease is 1.45%. How we grade
How $199 becomes $405
- The ad says $199 a month, and it also asks for $5,149 at signing.
- $199 of that is your first payment. The other $4,950 is extra money that you pay up front.
- Spread across the 24 months of the lease, $4,950 is $206 a month.
Every offer, ranked by true cost
| Trim | Advertised | Due | Term | True cost | Grade |
|---|---|---|---|---|---|
2026 FWD Preferred MSRP $27,995 | $199 | $5,149 | 24 mo | $405 | C |
The math for the 2026 FWD Preferred
- Due at signing, with payment 1 in it
- $5,149
- 23 more payments of $199
- $4,577
- Total for 24 months
- $9,726
- True cost each month
- $405
- Cost for each mile, with 20,000 miles allowed
- $0.49
Tax, title, license, and dealer fees are extra. Try your own numbers
The offer ends November 30, 2026. See the offer page
Graded on true cost as a percent of MSRP, against other small SUVs. This lease is 1.46%. How we grade
How $249 becomes $409
- The ad says $249 a month, and it also asks for $4,089 at signing.
- $249 of that is your first payment. The other $3,840 is extra money that you pay up front.
- Spread across the 24 months of the lease, $3,840 is $160 a month.
Every offer, ranked by true cost
| Trim | Advertised | Due | Term | True cost | Grade |
|---|---|---|---|---|---|
2026 FWD Preferred MSRP $27,995 | $249 | $4,089 | 24 mo | $409 | D |
The math for the 2026 FWD Preferred
- Due at signing, with payment 1 in it
- $4,089
- 23 more payments of $249
- $5,727
- Total for 24 months
- $9,816
- True cost each month
- $409
- Cost for each mile, with 20,000 miles allowed
- $0.49
Tax, title, license, and dealer fees are extra. Try your own numbers
The offer ends November 30, 2026. See the offer page
How the Buick Encore GX lease changed
Since October 12, 2026, the true cost went down by $50 a month, from $458 to $408.
- October 12, 2026: $229/mo, $5,729 due, 24 mo
- $458
- October 17, 2026: $229/mo, $5,729 due, 24 mo
- $458
- October 31, 2026: $229/mo, $5,729 due, 24 mo
- $458
- November 5, 2026: $229/mo, $4,519 due, 24 mo
- $408
- November 11, 2026: $229/mo, $4,519 due, 24 mo
- $408
Each line is the best offer where most regions share it, on the day that we collected the offers.
How it ranks among small SUVs
The Buick Encore GX has the 19th lowest true cost of 41 small SUVs with an advertised lease this month. The lowest is the Mazda CX-30 at $316 a month.
The middle true cost in the class is $411 a month, and the Buick Encore GX costs $3 less. Each month it costs 1.46% of its MSRP, and the middle of the class is 1.33%.
The best Encore GX lease in each region
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